3462 Barina St, Saint Cloud, FL 34769 Property Records

Osceola County property record for 3462 Barina St, Saint Cloud, FL 34769

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,723 sqft · built 2019
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on Record
Last Sale	$375,000 (Jun 2025)
Tax Bill	$3,170 (2025)
Deeds & Mortgages	Jun 2025 Sale & Construction Loan Oct 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`142630009900010020`

Property Details

APN / Parcel Number

Primary APN	`142630009900010020`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,723 sqft Heated Area
Gross Area	2,398 sqft
1st Floor Area	1,723 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Finished
Garage Area	440 sqft
Porch	Open Porch
Porch Area	235 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	3462 BARINA ST
City	SAINT CLOUD
State	FL
Zip	34769-5634
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CANOPY RESERVE PB 28 PGS 1-2 LOT 2
Legal Range	30E
Legal Township	26S
Legal Section	14
Legal Subdivision	CANOPY RESERVE
Legal Tract	99
Legal Lot Number	2
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2019
Census Tract	43303

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	15613 MONTESINO DR, ORLANDO, FL 32828-6740
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2025	Warranty Deed, Construction Loan · Construction Mortgage CHAMPIONS FUNDING LLC
Oct 9, 2023	Warranty Deed, Transfer · Conventional Mortgage CHAMPIONS FUNDING LLC
Dec 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME SOLUTION LENDERS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2025 · Amount on Record
Deed Sale	Jun 2, 2025 · Amount on Record
Prior Sale	Oct 9, 2023 · Amount on Record
Deed Document Number	2025068594
Deed Book / Page	6796 / 2238
Record Updated	Jun 8, 2026

June 2025: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jun 2, 2025
Property Address	3462 BARINA ST, SAINT CLOUD, FL 34769-5634
Document Number	0067962238
Book / Page	6796 / 2238
Map Reference	MB 28 PG 1&2
Instrument Date	May 28, 2025
Instrument	2025068594
Transaction Type	Construction Loan
Record Updated	Dec 12, 2025
Title Company	LAND TITLE PROFESSIONALS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,625.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1855 OAK PARK DR S, CLEARWATER, FL 33764-6436

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15613 MONTESINO DR, ORLANDO, FL 32828-6740

Mortgage

Document Number	0067962241
Date	Jun 2, 2025
Instrument	6796/2241

Lender

Name	CHAMPIONS FUNDING LLC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2055

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Oct 9, 2023
Property Address	3462 BARINA ST, SAINT CLOUD, FL 34769-5634
Document Number	0064870604
Book / Page	6487 / 604
Map Reference	MB 28 PG 1&2
Instrument Date	Oct 6, 2023
Instrument	2023133093
Transaction Type	Transfer
Record Updated	Oct 27, 2023
Title Company	MORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,786.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4331 HOLSTEIN ST, SAINT CLOUD, FL 34772-9219

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3462 BARINA ST, SAINT CLOUD, FL 34769-5634

Mortgage

Document Number	0006487605
Date	Oct 9, 2023
Instrument	6487/605

Lender

Name	CHAMPIONS FUNDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3462 BARINA ST, SAINT CLOUD, FL 34769-5634
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INNOVATIVE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3462 HARINA ST, SAINT CLOUD, FL 34769

Mortgage

Document Number	0058482271
Date	Dec 10, 2020
Book Page	5848/2271
Instrument	2020167750

Lender

Name	HOME SOLUTION LENDERS INC
Type	Mortgage Company
Address	BARTOW, FL 33830

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,170.00 (-16.58%) Homeowner's exemption Senior Citizen's exemption Widower's exemption	$223,193 (-11.84%)	$327,900 (+5.06%) Land $67,000 Building $260,900
2023	$3,800.00 (+3.54%) Homeowner's exemption	$253,174 (+3%)	$312,100 (+26.97%) Land $60,000 Building $252,100
2022	$3,670.00 Homeowner's exemption	$245,800 Land $45,000 Building $200,800	$245,800 Land $45,000 Building $200,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	38 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 41% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Xfinity.

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