Osceola County property record for 3450 Barina St, Saint Cloud, FL 34769
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,723 sqft · built 2019 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $279,600 (Jan 2020) |
| Tax Bill | $3,703 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Jan 2020 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 142630009900010040 |
| Primary APN | 142630009900010040 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,723 sqft Heated Area |
| Gross Area | 2,398 sqft |
| 1st Floor Area | 1,723 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,534 sqft (0.15 acres) |
| Garage Type | Finished |
| Garage Area | 440 sqft |
| Porch | Open Porch |
| Porch Area | 235 sqft |
| Fence | Fence |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 3450 BARINA ST |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-5634 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CANOPY RESERVE PB 28 PGS 1-2 LOT 4 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 14 |
| Legal Subdivision | CANOPY RESERVE |
| Legal Tract | 99 |
| Legal Lot Number | 4 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 43303 |
Source: Osceola County records · APN 142630009900010040
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3450 BARINA ST, SAINT CLOUD, FL 34769-5634 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENTAGON FCU |
| Jan 03, 2020 | Grant Deed, Transfer · Conventional Mortgage CALIBER HM LOANS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 03, 2020 · Amount on Record |
| Deed Sale | Jan 03, 2020 · Amount on Record |
| Deed Document Number | 2020000668 |
| Deed Book / Page | 5651 / 1928 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3450 BARINA ST, SAINT CLOUD, FL 34769-5634 |
| Transaction Type | Mortgage |
| Record Updated | May 04, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 3450 BARINA ST, SAINT CLOUD, FL 34769-5634 |
| Document Number | 0059182087 |
|---|---|
| Date | Mar 23, 2021 |
| Book Page | 5918/2087 |
| Instrument | 2021043219 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Address | MC LEAN, VA 22102 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 01, 2041 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jan 03, 2020 |
| Property Address | 3450 BARINA ST, SAINT CLOUD, FL 34769-5634 |
| Document Number | 0056511928 |
| Book / Page | 005651 / 001928 |
| Instrument Date | Dec 28, 2019 |
| Instrument | 668 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2020 |
| Title Company | INNOVATIVE TITLE COMPANY LLC, INNOVATIVE TITLE CO LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,957.20 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3450 BARINA ST ST CLOUD FL 347695634, ST CLOUD, FL 34769-5634 |
| Document Number | 56511930 |
|---|---|
| Date | Jan 03, 2020 |
| Book Page | 005651/001930 |
| Instrument | 669 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 02, 2050 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,703.00 (+6.41%) Homeowner's exemption Disabled Person's exemption | $254,765 (+5.99%) | $331,000 (+4.91%) Land $67,000 Building $264,000 |
| 2023 | $3,480.00 (+1.25%) Homeowner's exemption Disabled Person's exemption | $240,375 (+3%) | $315,500 (+26.5%) Land $60,000 Building $255,500 |
| 2022 | $3,437.00 Homeowner's exemption Disabled Person's exemption | $233,374 | $249,400 Land $45,000 Building $204,400 |
Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 38 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 38 in force |
| Wildfire Risk | Moderate above 64% of the US · above 41% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Lumen Technologies Fiber | 2,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, Xfinity.
Based on FCC filings for 200 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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