Owen County property record for 3462 Stultz Rd, Spencer, IN 47460
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,672 sqft · built 1999 |
| Lot Size | 1.02 acres (44,431 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $1,520 (2025) |
| Deeds & Mortgages | Jul 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 60-17-07-100-020.000-016 |
| Primary APN | 60-17-07-100-020.000-016 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,672 sqft Living Area |
| 1st Floor Area | 1,672 sqft |
| Basement Area | 836 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 44,431 sqft (1.02 acres) |
| Deck Area | 96 sqft |
|---|---|
| Patio Area | 96 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 00000984043 |
|---|---|
| Street Address | 3462 STULTZ RD |
| City | SPENCER |
| State | IN |
| Zip | 47460-9271 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT NE NE S7 T9 R3 1.02A |
| Legal Range | 3 |
| Legal Township | 9 |
| Legal Section | 7 |
| Jurisdiction | OWEN IN |
| Township / Civil Division | CLAY |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 955900 |
Source: Owen County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 3462 STULTZ RD, SPENCER, IN 47460-9271 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OWEN IN |
| Property Address | 3462 STULTZ RD, SPENCER, IN 47460-9271 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 220891 |
|---|---|
| Date | Jul 8, 2020 |
| Instrument | 220891 |
| Name | OLD NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | INDIANAPOLIS, IN 46237 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Owen County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Owen County |
| County Subdivision | Clay Township |
| Unified School District | Spencer-Owen Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,520.00 (-13.49%) Homeowner's exemption | $265,400 (+11.56%) Land $30,200 Building $235,200 | $265,400 (+11.56%) Land $30,200 Building $235,200 |
| 2024 | $1,757.00 (+6.61%) | ||
| 2023 | $1,648.00 (-4.68%) | $237,900 Land $25,200 Building $212,700 | $237,900 Land $25,200 Building $212,700 |
| 2022 | $1,729.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 9, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2008) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2008 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| South Central Indiana REMC Fiber | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
Search by:
By searching, you agree to: Terms • Privacy • Disclosures