3309 Stultz Rd, Spencer, IN 47460 Property Records

Owen County property record for 3309 Stultz Rd, Spencer, IN 47460 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Rural Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 1968
Square Footage	1,269 sqft Living Area
Lot Size	321,473 sqft (7.38 acres)
Occupancy	Owner Occupied
Last Sale	$119,959 (2022)
Tax Bill	$1,137.00 (2025)

Owner

Source: Owen County records · APN 60-17-06-400-180.000-016

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3309 STULTZ RD, SPENCER, IN 47460-5168
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 29, 2022 · Amount on Record
Deed Sale	Nov 29, 2022 · Amount on Record
Deed Doc Number	2022231417
Prior Transfer Date	Nov 21, 2022
Prior Transfer Doc	0000231417
Record Refreshed	Sep 20, 2026

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OWEN IN
Recording Date	Nov 29, 2022
Property Address	3309 STULTZ RD, SPENCER, IN 47460-5168
Document Number	0000231417
Instrument Date	Nov 21, 2022
Instrument	231417
Transaction Type	Transfer
Record Updated	Dec 09, 2022

Transaction

Tax	$0.00
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3309 STULTZ RD, SPENCER, IN 47460-5168

Mortgage

Document Number	0000231418
Date	Nov 29, 2022
Instrument	231418

Lender

Name	OWEN COUNTY STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 22, 2052

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change Date	Nov 01, 2027
Change Frequency	5 Years
Min Rate At Change	4.37%
Max Rate At Change	8.37%
Index	5-Year CMT
Max Rate	12.3%

Tax Assessment & Valuation

Source: Owen County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Owen County
County Subdivision	Clay Township
Unified School District	Spencer-Owen Community Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,137.00 (-7.33%) Homeowner's exemption	$209,500 (+16.45%) Land $31,700 Building $177,800	$209,500 (+16.45%) Land $31,700 Building $177,800
2024	$1,227.00 (+1.15%)
2023	$1,213.00 (-5.68%)	$179,900 Land $26,500 Building $153,400	$179,900 Land $26,500 Building $153,400
2022	$1,286.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Owen County (18119C), updated August 9, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 73% of Indiana
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`60-17-06-400-180.000-016`
Alternative APN	`00000981511`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Building Area	1,269 sqft Living Area
1st Floor	1,269 sqft 1st Floor
Basement Area	486 sqft Basement
Unfinished Basement	486 sqft Unfinished
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Construction Type	Wood Construction
Foundation Type	No Foundation Foundation
Roof Material	Asphalt Roof
Lot Area	321,473 sqft (7.38 acres)
Parking Spaces	3 Parking Spaces
Garage Type	Mixed Garage
Garage Area	912 sqft Garage

Exterior Amenities

Shed	1 Shed
Shed Area	120 sqft Shed
Topography	Rolling Topography
Gazebo	119 sqft Gazebo

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating

Location & Zoning

Account Number	00000981511
Street Address	3309 STULTZ RD
City	SPENCER
State	IN
Zip	47460-5168
Property Usage	Residential Property Usage
Type	Residential > Single Family > Rural Home
Legal Description	SW SE S6 T9 R3 7.38A
Legal Range	3
Legal Township	9
Legal Section	6
Jurisdiction	OWEN IN
Minor Civil Division	CLAY
Census Blockgroup	1
Census Block	1021
Census Tract	955900