Owen County property record for 3428 Stultz Rd, Spencer, IN 47460
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.43 acres (18,731 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $47 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 60-17-06-400-220.010-016 |
| Primary APN | 60-17-06-400-220.010-016 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|
| Lot Area | 18,731 sqft (0.43 acres) |
|---|
| Account Number | 00000982464 |
|---|---|
| Street Address | 3428 STULTZ RD |
| City | SPENCER |
| State | IN |
| Zip | 47460-9271 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | PT SE SE S6 T9 R3 .43A |
| Legal Range | 3 |
| Legal Township | 9 |
| Legal Section | 6 |
| Jurisdiction | OWEN IN |
| Township / Civil Division | CLAY |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 955900 |
Source: Owen County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3428 STULTZ RD, SPENCER, IN 47460-9271 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Aug 16, 2014 |
| Transfer Doc | 198940 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OWEN IN |
| Property Address | 3428 STULTZ RD, SPENCER, IN 47460-9271 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 223478 |
|---|---|
| Date | Feb 3, 2021 |
| Instrument | 223478 |
| Name | OWEN COUNTY STATE BANK |
|---|---|
| Type | Bank |
| Address | SPENCER, IN 47460 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 1, 2036 |
Source: Owen County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Owen County |
| County Subdivision | Clay Township |
| Unified School District | Spencer-Owen Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $47.00 (-17.54%) | $3,900 (-9.3%) Land $3,900 | $3,900 (-9.3%) Land $3,900 |
| 2024 | $57.00 (-6.56%) | ||
| 2023 | $61.00 (-42.99%) | $4,300 (-) Land $4,300 | $4,300 (-) Land $4,300 |
| 2022 | $107.00 | $4,300 Land $4,300 | $4,300 Land $4,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 9, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2008) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2008 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| South Central Indiana REMC Fiber | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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