3462 E 700 S, Berne, IN 46711 Property Records

Adams County property record for 3462 E 700 S, Berne, IN 46711

Property Summary

Property Type	Rural Home
Details	3 bd · 1 ba · 1,426 sqft · built 1900
Lot Size	1.48 acres (64,469 sqft)
Owner	Individual Name on File
Last Sale	$185,000 (Feb 2024)
Tax Bill	$1,143 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Jan 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`202301239_`

Property Details

APN / Parcel Number

Primary APN	`202301239_`
Alternative APNs	`01-12-07-100-001.000-006` `01601000002350` `01836507458`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,426 sqft Living Area
1st Floor Area	1,426 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	64,469 sqft (1.48 acres)
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	01836507458
Street Address	3462 E 700 S
City	BERNE
State	IN
Zip	46711-9433
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	N 266' OF E 242' NE NW SEC 7 (1.48A)
Jurisdiction	ADAMS IN
Township / Civil Division	JEFFERSON
Census Block Group	5
Census Block	5014
Census Tract	30700

Owner

Source: Adams County records · APN 202301239_

Assessment roll updated June 19, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3462 E 700 S, BERNE, IN 46711-9433
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2024	Deed of Trust, Mortgage THE FARMERS & MERCHANTS STATE BANK
Jan 30, 2024	Warranty Deed, Transfer · Conventional Mortgage THE FARMERS & MERCHANTS STATE BANK
Oct 05, 2023	Deed of Trust, Mortgage · Conventional Mortgage THE FARMERS & MERCHANTS STATE BANK
Jan 29, 2021	Warranty Deed, Transfer · ARM FARMERS & MERCHANTS STATE BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 02, 2024 · Amount on Record
Deed Sale	Feb 02, 2024 · Amount on Record
Prior Sale	Oct 11, 2023 · Amount on Record
Deed Document Number	202444029
Prior Transfer Date	Jan 26, 2021
Prior Transfer Doc	2021000610
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	3462 E 700 S, BERNE, IN 46711-9433
Transaction Type	Mortgage
Record Updated	May 07, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2024001246
Date	Apr 16, 2024
Instrument	2024001246

Lender

Name	THE FARMERS & MERCHANTS STATE BANK
Type	Bank

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS IN
Recording Date	Jan 30, 2024
Property Address	3462 E 700 S, BERNE, IN 46711-9433
Document Number	2024000366
Instrument Date	Jan 19, 2024
Instrument	2024000366
Transaction Type	Transfer
Record Updated	Jun 09, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3462 E 700 S, BERNE, IN 46711-9433

Mortgage

Document Number	2024000367
Date	Jan 30, 2024
Instrument	2024000367

Lender

Name	THE FARMERS & MERCHANTS STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	3462 E 700 S, BERNE, IN 46711-9433
Transaction Type	Mortgage
Record Updated	Oct 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023003400
Date	Oct 05, 2023
Instrument	2023003400

Lender

Name	THE FARMERS & MERCHANTS STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	0.07%
Index	1-Year CMT

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS IN
Recording Date	Jan 29, 2021
Property Address	3462 E 700 S, BERNE, IN 46711-9433
Document Number	2021000610
Instrument Date	Jan 26, 2021
Instrument	2021000610
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9269 S 350 E, GENEVA, IN 46740-9031

Mortgage

Document Number	2021000611
Date	Jan 29, 2021
Instrument	2021000611

Lender

Name	FARMERS & MERCHANTS STATE BANK

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.69%
Type Change Date	Feb 01, 2026
Index	1-Year CMT
Margin	4

Tax Assessment & Valuation

Source: Adams County records · Assessment roll updated June 19, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Adams County
County Subdivision	Jefferson Township
Unified School District	South Adams Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,143.00 (+46.54%) Homeowner's exemption	$145,000 (+31.94%) Land $20,900 Building $124,100	$145,000 (+31.94%) Land $20,900 Building $124,100
2024	$780.00 (+6.12%)
2023	$735.00 (-58.36%)	$109,900 (+1.48%) Land $20,900 Building $89,000	$109,900 (+1.48%) Land $20,900 Building $89,000
2022	$1,765.00 (+208.03%)	$108,300 Land $20,800 Building $87,500	$108,300 Land $20,800 Building $87,500
2020	$573.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Adams County (18001C), updated November 19, 2014 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 180010307005, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2003–2011)
Most Recent Claim	Feb 2011 · river or lake flooding

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 8 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Benton Ridge Telephone Company Fixed Wireless	100 / 20

May also be available: Mercury Broadband, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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