3195 E 700 S, Berne, IN 46711 Property Records

Adams County property record for 3195 E 700 S, Berne, IN 46711

Property Summary

Property Type	Rural Home
Details	7 bd · 3,664 sqft · built 2005
Lot Size	6.85 acres (298,604 sqft)
Owner	Individual Name on Record
Tax Bill	$3,766 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Sep 2023 Line of Credit + 6 more
Flood Zone	Zone X (minimal risk)
APN	`01-12-06-300-007.000-006`

Property Details

APN / Parcel Number

Primary APN	`01-12-06-300-007.000-006`
Alternative APNs	`01619000000950` `01928758902`

Interior

Bedrooms	7 Beds
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,664 sqft Living Area
1st Floor Area	3,664 sqft
Basement Area	1,280 sqft
Unfinished Basement	1,280 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2009
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Metal
Lot Area	298,604 sqft (6.85 acres)
Garage Type	Detached
Garage Area	468 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	224 sqft

Utilities, Heating & Cooling

Heating System	Other

Location & Zoning

Account Number	01928758902
Street Address	3195 E 700 S
City	BERNE
State	IN
Zip	46711-9430
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	SE CORNER SW SW SEC 6 (6.855A)
Jurisdiction	ADAMS IN
Township / Civil Division	JEFFERSON
Census Block Group	5
Census Block	5015
Census Tract	30700

Owner

Source: Adams County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3195 E 700 S, BERNE, IN 46711-9430
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2023	Deed of Trust, Mortgage · Line of Credit FIRST BANK OF BERNE
Sep 19, 2023	Deed of Trust, Mortgage · Line of Credit FIRST BANK OF BERNE
Sep 15, 2017	Deed of Trust, Mortgage · Line of Credit FIRST BANK OF BERNE
Aug 21, 2017	Deed of Trust, Mortgage · ARM FIRST BANK OF BERNE
May 14, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST BANK OF BERNE
Sep 24, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST BANK OF BERNE
Jul 9, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST BANK OF BERNE
Jan 18, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST BANK OF BERNE

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	3195 E 700 S, BERNE, IN 46711-9430
Transaction Type	Mortgage
Record Updated	Dec 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023003717
Date	Oct 25, 2023
Instrument	2023003717

Lender

Name	FIRST BANK OF BERNE
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Nov 25, 2033

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	3195 E 700 S, BERNE, IN 46711-9430
Transaction Type	Mortgage
Record Updated	Oct 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023003177
Date	Sep 19, 2023
Instrument	2023003177

Lender

Name	FIRST BANK OF BERNE
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	3195 E 700 S, BERNE, IN 46711-9430
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017003422
Date	Sep 15, 2017
Instrument	2017003422

Lender

Name	FIRST BANK OF BERNE
Type	Bank
Address	BERNE, IN 46711

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	72 Months
Due	Sep 4, 2023

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	3195 E 700 S, BERNE, IN 46711-9430
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017003130
Date	Aug 21, 2017
Instrument	2017003130

Lender

Name	FIRST BANK OF BERNE
Type	Bank
Address	BERNE, IN 46711

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Aug 12, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.49%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 12, 2022
Change Frequency	5 Years
Min Rate At Change	5%
Max Rate At Change	9.49%
Index	5-Year CMT
Margin	4
Max Rate	9.49%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	3195 E 700 S, BERNE, IN 46711-9430
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020002262
Date	May 14, 2020
Instrument	2020002262

Lender

Name	FIRST BANK OF BERNE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	3195 E 700 S, BERNE, IN 46711-9430
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020004714
Date	Sep 24, 2020
Instrument	2020004714

Lender

Name	FIRST BANK OF BERNE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	3195 E 700 S, BERNE, IN 46711-9430
Transaction Type	Mortgage
Record Updated	Jul 31, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019002539
Date	Jul 9, 2019
Instrument	2019002539

Lender

Name	FIRST BANK OF BERNE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2039

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	3195 E 700 S, BERNE, IN 46711-9430
Transaction Type	Mortgage
Record Updated	Feb 6, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019000293
Date	Jan 18, 2019
Instrument	2019000293

Lender

Name	FIRST BANK OF BERNE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Adams County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Adams County
County Subdivision	Jefferson Township
Unified School District	South Adams Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,766.00 (+14.89%) Homeowner's exemption	$411,000 (+12.36%) Land $28,100 Building $382,900	$411,000 (+12.36%) Land $28,100 Building $382,900
2024	$3,278.00 (-12.7%)
2023	$3,755.00 (+2.99%)	$365,800 (+0.44%) Land $22,700 Building $343,100	$365,800 (+0.44%) Land $22,700 Building $343,100
2022	$3,646.00 (+19.35%)	$364,200 Land $22,300 Building $341,900	$364,200 Land $22,300 Building $341,900
2020	$3,055.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 19, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2003–2011)
Most Recent Claim	Feb 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 45% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Watch TV Fixed Wireless	400 / 40
Mercury Fiber Fixed Wireless	150 / 20
Verizon Fixed Wireless	25 / 6
T-Mobile Fixed Wireless	25 / 3

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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