3278 E 700 S, Berne, IN 46711 Property Records

Adams County property record for 3278 E 700 S, Berne, IN 46711

Property Summary

Property Type	Rural Home
Details	3 bd · 1,640 sqft · built 2006
Lot Size	16.3 acres (713,077 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Sep 2010)
Tax Bill	$2,326 (2025)
Deeds & Mortgages	Dec 2025 Mortgage May 2020 Refinance + 4 more
Flood Zone	Zone X (minimal risk)
APN	`01-12-07-101-006.501-006`

Property Details

APN / Parcel Number

Primary APN	`01-12-07-101-006.501-006`
Alternative APNs	`01611000000311` `01398103713`

Interior

Bedrooms	3 Beds
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,640 sqft Living Area
1st Floor Area	2,552 sqft
Basement Area	1,640 sqft
Unfinished Basement	1,640 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Construction Type	Wood
Roof Material	Asphalt
Lot Area	713,077 sqft (16.3 acres)
Shed	1 Shed
Shed Area	128 sqft

Utilities, Heating & Cooling

Heating System	Other

Location & Zoning

Account Number	01398103713
Street Address	3278 E 700 S
City	BERNE
State	IN
Zip	46711-9431
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	A H B SCHWARTZ SUBD SEC 7 (16.37A)
Legal Subdivision	A H B SCHWARTZ SUBDIVISION
Jurisdiction	ADAMS IN
Township / Civil Division	JEFFERSON
Census Block Group	5
Census Block	5014
Census Tract	30700

Owner

Source: Adams County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3278 E 700 S, BERNE, IN 46711-9431
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2025	Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK OF BERNE
May 27, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST BANK OF BERNE
May 27, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST BANK OF BERNE
Oct 10, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST BANK OF BERNE
Apr 16, 2019	Deed of Trust, Mortgage · Unknown FIRST BANK OF BERNE
Oct 29, 2018	Deed of Trust, Mortgage · Line of Credit FIRST BANK OF BERNE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2010 · Amount on Record
Deed Sale	Sep 16, 2010 · Amount on Record
Deed Document Number	20103501
Prior Transfer Date	Sep 3, 2010
Prior Transfer Doc	2010003501
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	3278 E 700 S, BERNE, IN 46711-9431
Transaction Type	Mortgage
Record Updated	Dec 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2025004739
Date	Dec 2, 2025
Instrument	2025004739

Lender

Name	FIRST BANK OF BERNE
Type	Bank
Address	BERNE, IN 46711

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 25, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Nov 25, 2028
Change Frequency	3 Years
Min Rate At Change	5%
Max Rate At Change	9.5%
Index	3-Year CMT
Margin	4
Max Rate	11.5%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	3278 E 700 S, BERNE, IN 46711-9431
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020002460
Date	May 27, 2020
Instrument	2020002460

Lender

Name	FIRST BANK OF BERNE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Interest

Rate	3.5%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	3278 E 700 S, BERNE, IN 46711-9431
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020002459
Date	May 27, 2020
Instrument	2020002459

Lender

Name	FIRST BANK OF BERNE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Interest

Rate	3.5%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	3278 E 700 S, BERNE, IN 46711-9431
Transaction Type	Mortgage
Record Updated	Oct 30, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019003937
Date	Oct 10, 2019
Instrument	2019003937

Lender

Name	FIRST BANK OF BERNE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2039

Interest

Rate	3.99%

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	3278 E 700 S, BERNE, IN 46711-9431
Transaction Type	Mortgage
Record Updated	May 8, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019001306
Date	Apr 16, 2019
Instrument	2019001306

Lender

Name	FIRST BANK OF BERNE

Agreement

Type	Unknown
Amount	Amount Recorded

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	3278 E 700 S, BERNE, IN 46711-9431
Transaction Type	Mortgage
Record Updated	Nov 22, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018004283
Date	Oct 29, 2018
Instrument	2018004283

Lender

Name	FIRST BANK OF BERNE
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	111 Months
Due	Jan 1, 2028

Tax Assessment & Valuation

Source: Adams County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Adams County
County Subdivision	Jefferson Township
Unified School District	South Adams Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,326.00 (-1.06%) Homeowner's exemption	$257,700 (+10.03%) Land $49,800 Building $207,900	$257,700 (+10.03%) Land $49,800 Building $207,900
2024	$2,351.00 (-6.15%)
2023	$2,505.00 (+6.05%)	$234,200 (+1.3%) Land $46,700 Building $187,500	$234,200 (+1.3%) Land $46,700 Building $187,500
2022	$2,362.00 (+13.29%)	$231,200 Land $41,200 Building $190,000	$231,200 Land $41,200 Building $190,000
2020	$2,085.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 19, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2003–2011)
Most Recent Claim	Feb 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Watch TV Fixed Wireless	100 / 20

May also be available: Mercury Fiber, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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