3449 E Cleveland St, Ladd, IL 61329 Property Records

Bureau County property record for 3449 E Cleveland St, Ladd, IL 61329

Property Summary

Property Type	Single Family Home
Details	built 1986
Lot Size	0.732 acres (31,903 sqft)
Owner	2 Individual Names on File
Last Sale	$255,000 (Sep 2025)
Tax Bill	$4,089 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Sep 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-14-100-016`

Property Details

APN / Parcel Number

Primary APN	`18-14-100-016`
Alternative APN	`3318`

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Lot Area	31,903 sqft (0.732 acres)

Location & Zoning

Account Number	1814100016
Street Address	3449 E CLEVELAND ST
City	LADD
State	IL
Zip	61329-9700
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LADD-MEADOWS UNIT L 18
Legal Range	11
Legal Township	16
Legal Section	14
Legal Subdivision	MEADOWS UNIT
Legal Lot Number	18
Legal Unit	L
Jurisdiction	BUREAU IL
Township / Civil Division	HALL
Census Block Group	1
Census Block	1023
Census Tract	965100

Owner

3449 E Cleveland St is owned and occupied by two individuals who bought it in September 2025.

Source: Bureau County records, as of May 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3449 E CLEVELAND ST, LADD, IL 61329-9700
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2025	Executor's Deed, Transfer · Conventional Mortgage SOFI BANK NA
Sep 26, 2025	Executor's Deed, Transfer · Conventional Mortgage SOFI BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2025 · Amount on File
Deed Sale	Sep 26, 2025 · Amount on File
Deed Document Number	20253232
Prior Transfer Date	Sep 23, 2025
Prior Transfer Doc	2025R03232
Record Updated	Jun 8, 2026

September 2025: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	BUREAU IL
Recording Date	Sep 26, 2025
Property Address	3449 E CLEVELAND ST, LADD, IL 61329-9700
Document Number	2025R03232
Map Reference	MB 583 PG 393
Instrument Date	Sep 23, 2025
Instrument	2025R03232
Transaction Type	Transfer
Record Updated	Oct 15, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$382.50
Amount Accuracy	Rounded by County
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3449 E CLEVELAND ST, LADD, IL 61329-9700

Mortgage

Document Number	2025R03233
Date	Sep 26, 2025
Instrument	2025R03233

Lender

Name	SOFI BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6.63%

September 2025: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	BUREAU IL
Recording Date	Sep 26, 2025
Property Address	3449 E CLEVELAND ST, LADD, IL 61329-9700
Document Number	2025R03232
Map Reference	MB 583 PG 393
Instrument Date	Sep 23, 2025
Instrument	2025R03232
Transaction Type	Transfer
Record Updated	Oct 15, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$382.50
Amount Accuracy	Rounded by County
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3449 E CLEVELAND ST, LADD, IL 61329-9700

Mortgage

Document Number	2025R03233
Date	Sep 26, 2025
Instrument	2025R03233

Lender

Name	SOFI BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6.63%

Tax Assessment & Valuation

The 2025 property tax bill for 3449 E Cleveland St was $4,089 with a homeowner's exemption, down 29.5% from the year before.

Source: Bureau County assessment roll, as of May 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Bureau County
County Subdivision	Hall Township
Municipality	Ladd Village
Elementary School District	Dalzell School District 98 (KG - 08)
Secondary School District	Hall High School District 502 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,089.00 (-29.51%) Homeowner's exemption	$71,401 (+8.56%) Land $11,100 Building $60,301	$214,203 (+8.56%) Land $33,300 Building $180,903
2024	$5,801.00 Homeowner's exemption	$65,771 (+6.64%) Land $10,225 Building $55,546	$197,313 (+6.64%) Land $30,675 Building $166,638
2023		$61,675 Land $9,588 Building $52,087	$185,025 Land $28,764 Building $156,261
2022	$5,473.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3449 E Cleveland St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3449 E Cleveland St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LADD serves 1,263 people · EPA ID IL0110450
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
IVNet Fixed Wireless	100 / 50
Nextlink Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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