3445 E Cleveland St, Ladd, IL 61329 Property Records

Bureau County property record for 3445 E Cleveland St, Ladd, IL 61329

Property Summary

Property Type	Single Family Home
Details	built 1987
Lot Size	0.689 acres (30,000 sqft)
Owner	Individual Name on File
Last Sale	$320,000 (Sep 2023)
Tax Bill	$8,098 (2024)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Sep 2021 Sale & Mortgage + 8 more
Flood Zone	Zone X (minimal risk)
APN	`18-14-100-014`

Property Details

APN / Parcel Number

Primary APN	`18-14-100-014`
Alternative APN	`3317`

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Lot Area	30,000 sqft (0.689 acres)
Lot Dimensions	250 ft deep x 120 ft wide

Location & Zoning

Account Number	1814100014
Street Address	3445 E CLEVELAND ST
City	LADD
State	IL
Zip	61329-9700
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LADD-MEADOWS UNIT L 17 (120 X 250) D 23-3187
Legal Range	11
Legal Township	16
Legal Section	14
Legal Subdivision	MEADOWS UNIT
Legal Lot Number	17
Legal Unit	L
Jurisdiction	BUREAU IL
Township / Civil Division	HALL
Census Block Group	1
Census Block	1023
Census Tract	965100

Owner

3445 E Cleveland St is owned and occupied by an individual who bought it in September 2023.

Source: Bureau County records, as of June 2, 2026

Owner of Record	Individual Name on File
Mailing Address	3445 E CLEVELAND ST, LADD, IL 61329-9700
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2023	Warranty Deed, Transfer · VA Mortgage ROCKET MORTGAGE LLC
Sep 29, 2021	Warranty Deed, Transfer · Conventional Mortgage NEIGHBORHOOD LOANS INC
Mar 29, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST FSB
Dec 18, 2020	Deed of Trust, Mortgage · Commercial Mortgage FIRST STATE BANK
Dec 23, 2019	Deed of Trust, Mortgage · Commercial Mortgage FIRST STATE BANK
Nov 30, 2018	Deed of Trust, Mortgage · Commercial Mortgage FIRST STATE BANK
Oct 1, 2018	Special Warranty Deed, Transfer
Oct 1, 2018	Special Warranty Deed, Transfer
Oct 1, 2018	Special Warranty Deed, Transfer
Jul 13, 2018	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2023 · Amount on File
Deed Sale	Sep 29, 2023 · Amount on File
Prior Sale	Sep 29, 2021 · Amount on File
Deed Document Number	20233187
Record Updated	Sep 20, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUREAU IL
Recording Date	Sep 29, 2023
Property Address	3445 E CLEVELAND ST, LADD, IL 61329-9700
Document Number	2023R03187
Map Reference	DOC 79-2319
Instrument Date	Sep 8, 2023
Instrument	2023R03187
Transaction Type	Transfer
Record Updated	Oct 18, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$480.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3445 E CLEVELAND ST, LADD, IL 61329-9700

Mortgage

Document Number	2023R03188
Date	Sep 29, 2023
Instrument	2023R03188

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.49%

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUREAU IL
Recording Date	Sep 29, 2021
Property Address	3445 E CLEVELAND ST, LADD, IL 61329-9700
Document Number	2021R04469
Map Reference	MB 583 PG 393 & 393C
Instrument Date	Sep 24, 2021
Instrument	2021R04469
Transaction Type	Transfer
Record Updated	Oct 20, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$405.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3445 E CLEVELAND ST, LADD, IL 61329-9700

Mortgage

Document Number	2021R04470
Date	Sep 29, 2021
Instrument	2021R04470

Lender

Name	NEIGHBORHOOD LOANS INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	3.88%

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUREAU IL
Recording Date	Mar 29, 2021
Property Address	3445 E CLEVELAND ST, LADD, IL 61329-9700
Document Number	2021R01312
Map Reference	MB 583 PG 393
Instrument Date	Mar 24, 2021
Instrument	2021R01312
Transaction Type	Transfer
Record Updated	Jun 1, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$363.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3445 E CLEVELAND ST, LADD, IL 61329-9700

Mortgage

Document Number	2021R01313
Date	Mar 29, 2021
Instrument	2021R01313

Lender

Name	FIRST FSB

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUREAU IL
Property Address	3445 E CLEVELAND ST, LADD, IL 61329-9700
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R05792
Date	Dec 18, 2020
Instrument	2020R05792

Lender

Name	FIRST STATE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Dec 17, 2021

Interest

Rate Type	Fixed Rate

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUREAU IL
Property Address	3445 E CLEVELAND ST, LADD, IL 61329-9700
Transaction Type	Mortgage
Record Updated	Jan 8, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019R04921
Date	Dec 23, 2019
Instrument	2019R04921

Lender

Name	FIRST STATE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Dec 21, 2020

Interest

Rate Type	Fixed Rate

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUREAU IL
Property Address	3445 E CLEVELAND ST, LADD, IL 61329-9700
Transaction Type	Mortgage
Record Updated	Jan 25, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018R04548
Date	Nov 30, 2018
Instrument	2018R04548

Lender

Name	FIRST STATE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

October 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BUREAU IL
Recording Date	Oct 1, 2018
Property Address	3445 E CLEVELAND ST, LADD, IL 61329-9700
Document Number	2018R03766
Instrument Date	Aug 8, 2018
Instrument	2018R03766
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Amount	Amount on Record
Tax	$131.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	715 10TH ST, PERU, IL 61354-2338

October 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BUREAU IL
Recording Date	Oct 1, 2018
Property Address	3445 E CLEVELAND ST, LADD, IL 61329-9700
Document Number	2018R03766
Instrument Date	Aug 8, 2018
Instrument	2018R03766
Transaction Type	Transfer
Record Updated	Jun 1, 2021

Transaction

Amount	Amount on Record
Tax	$131.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	715 10TH ST, PERU, IL 61354-2338

October 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BUREAU IL
Recording Date	Oct 1, 2018
Property Address	3445 E CLEVELAND ST, LADD, IL 61329-9700
Document Number	2018R03766
Instrument Date	Aug 8, 2018
Instrument	2018R03766
Transaction Type	Transfer
Record Updated	Feb 7, 2021

Transaction

Amount	Amount on Record
Tax	$131.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	715 10TH ST, PERU, IL 61354-2338

July 2018: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	BUREAU IL
Recording Date	Jul 13, 2018
Property Address	3445 E CLEVELAND ST, LADD, IL 61329-9700
Document Number	2018R02667
Instrument Date	Jun 15, 2018
Instrument	2018R02667
Transaction Type	Foreclosure
Record Updated	Jun 1, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10790 RANCHO BERNARDO RD, SAN DIEGO, CA 92127-5705

Tax Assessment & Valuation

Source: Bureau County assessment roll, as of May 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Bureau County
County Subdivision	Hall Township
Municipality	Ladd Village
Elementary School District	Dalzell School District 98 (KG - 08)
Secondary School District	Hall High School District 502 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption	$121,545 (+8.56%) Land $11,164 Building $110,381	$364,635 (+8.56%) Land $33,492 Building $331,143
2024	$8,098.00	$111,961 (+9.12%) Land $10,284 Building $101,677	$335,883 (+9.12%) Land $30,852 Building $305,031
2023		$102,599 (+8.41%) Land $9,644 Building $92,955	$307,797 (+8.41%) Land $28,932 Building $278,865
2022	$10,572.00	$94,640 Land $8,896 Building $85,744	$283,920 Land $26,688 Building $257,232

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3445 E Cleveland St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3445 E Cleveland St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LADD serves 1,263 people · EPA ID IL0110450
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
IVNet Fixed Wireless	100 / 50
Nextlink Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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