3460 Arnold St, Cincinnati, OH 45208 Property Records

Hamilton County property record for 3460 Arnold St, Cincinnati, OH 45208 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,815 sqft · built 1903
Lot Size	0.326 acres (14,201 sqft)
Owner	Individual Name on File
Last Sale	$789,500 (May 2024)
Tax Bill	$14,220 (2025)
Deeds & Mortgages	Jul 2019 Mortgage Mar 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`019-0003-0015-00`

Property Details

APN / Parcel Number

Primary APN	`019-0003-0015-00`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,815 sqft Living Area
1st Floor Area	1,536 sqft
2nd Floor Area	1,279 sqft
Basement Area	856 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1903
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	14,201 sqft (0.326 acres)
Lot Dimensions	200 ft deep x 70 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	72 sqft
Patio Area	182 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3460 ARNOLD ST
City	CINCINNATI
State	OH
Zip	45208-4408
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ARNOLD AV 70 X 200 PT LOT 64 LINWOOD LAND CO2ND SUB
Legal Subdivision	LAND CO 2ND SUB
Legal Lot Number	64
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1010
Census Tract	4800

Owner

Source: Hamilton County records · APN 019-0003-0015-00

Assessment roll updated March 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3460 ARNOLD ST, CINCINNATI, OH 45208-4408
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2019	Deed of Trust, Mortgage · ARM CHEMICAL BANK
Mar 02, 2022	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Jun 16, 2021	Warranty Deed, Transfer · Conventional Mortgage KEMBA CREDIT UNION INC
Oct 09, 2017	Warranty Deed, Transfer · ARM CHEMICAL BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 13, 2024 · Amount on Record
Deed Sale	May 13, 2024 · Amount on Record
Prior Sale	Jun 16, 2021 · Amount on Record
Deed Document Number	0000031821
Deed Book / Page	15165 / 2654
Record Updated	Jun 08, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3460 ARNOLD ST, CINCINNATI, OH 45208-4408
Transaction Type	Mortgage
Record Updated	Aug 25, 2022
Title Company	STEWART TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000057378
Date	Jul 16, 2019
Book Page	13959/02495
Instrument	2019-0057378

Lender

Name	CHEMICAL BANK
Type	Bank
Address	WYOMING, MI 49519

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Aug 01, 2026
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.25%
Index	1-Year LIBOR
Max Rate	8.25%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3460 ARNOLD ST, CINCINNATI, OH 45208-4408
Transaction Type	Mortgage
Record Updated	Aug 25, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3460 ARNOLD ST, CINCINNATI, OH 45208-4408

Mortgage

Document Number	0000022645
Date	Mar 02, 2022
Book Page	14615/1541
Instrument	2022-0022645

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Feb 11, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jun 16, 2021
Property Address	3460 ARNOLD ST, CINCINNATI, OH 45208-4408
Document Number	0000073806
Book / Page	14440 / 1226
Map Reference	MB 6 PG 39
Instrument Date	Jun 09, 2021
Instrument	2021-0073806
Transaction Type	Transfer
Record Updated	Aug 25, 2022
Title Company	SAFETITLE AGENCY INC, SAFE TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,050.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3456 ARNOLD ST, CINCINNATI, OH 45208-4408
Investor	Possibly a Property Investor

Mortgage

Document Number	0000073807
Date	Jun 16, 2021
Instrument	2021-0073807

Lender

Name	KEMBA CREDIT UNION INC
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2051

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Oct 09, 2017
Property Address	3460 ARNOLD ST, CINCINNATI, OH 45208-4408
Document Number	0000002080
Map Reference	MB 6 PG 39
Instrument Date	Sep 29, 2017
Instrument	17-0092080
Transaction Type	Transfer
Record Updated	Aug 25, 2022
Title Company	STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,890.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3460 ARNOLD ST, CINCINNATI, OH 45208-4408

Mortgage

Document Number	0000002081
Date	Oct 09, 2017
Instrument	17-0092081

Lender

Name	CHEMICAL BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2047

Interest

Rate Type	Adjustable Rate
Rate	4%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	6%
Index	1-Year CMT
Max Rate	10%

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated March 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,220.00 (+3.07%)	$230,930 (+%) Land $97,324 Building $133,606
2024	$13,797.00 (-2.17%)	$230,929 (-) Land $97,324 Building $133,605
2023	$14,103.00 (-6.02%)	$230,929 (+4.73%) Land $97,324 Building $133,605	$659,800 (+4.73%) Land $278,070 Building $381,730
2022	$15,007.00 Homeowner's exemption	$220,500 Land $85,897 Building $134,603
2020			$630,000 Land $245,420 Building $384,580

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (39061C), updated December 22, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 5% of the US · above 25% of Ohio
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 320 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cincinnati Bell	Fiber	3,000 / 3,000
Spectrum	Cable	1,000 / 1,000

May also be available at this address: T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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