3457 Arnold St, Cincinnati, OH 45208 Property Records

Hamilton County property record for 3457 Arnold St, Cincinnati, OH 45208

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 2,622 sqft · built 2016
Lot Size	0.219 acres (9,574 sqft)
Owner	Individual Name on Record
Last Sale	$1,120,000 (May 2021)
Tax Bill	$12,015 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage Feb 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`019-0003-0041-00`

Property Details

APN / Parcel Number

Primary APN	`019-0003-0041-00`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,622 sqft Living Area
1st Floor Area	1,173 sqft
2nd Floor Area	1,181 sqft
Attic	Attic
Attic Area	268 sqft
Basement Area	1,116 sqft
Finished Basement	500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	9,574 sqft (0.219 acres)
Lot Dimensions	191 ft deep x 100 ft wide
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	260 sqft
Patio Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3457 ARNOLD ST
City	CINCINNATI
State	OH
Zip	45208-4407
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SS ARNOLD ST 0.2198 AC R2 T4 S20
Legal Subdivision	LINWOOD LAND CO
Legal Lot Number	54
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1015
Census Tract	4800

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3457 ARNOLD ST, CINCINNATI, OH 45208-4407
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 17, 2021	Survivorship Deed, Transfer · Conventional Mortgage MERCANTILE BANK OF WEST MICHIGAN
Feb 1, 2018	Deed of Trust, Mortgage · ARM THE WILMINGTON SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2021 · Amount on Record
Deed Sale	May 17, 2021 · Amount on Record
Prior Sale	Mar 2, 2015
Deed Document Number	0000060740
Deed Book / Page	14419 / 1006
Record Updated	Jun 8, 2026

May 2021: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	HAMILTON OH
Recording Date	May 17, 2021
Property Address	3457 ARNOLD ST, CINCINNATI, OH 45208-4407
Document Number	0000060740
Book / Page	14419 / 1006
Map Reference	MB 6 PG 39
Instrument Date	May 10, 2021
Instrument	2021-0060740
Transaction Type	Transfer
Record Updated	Jun 23, 2021
Title Company	AMERICAN HOMELAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,360.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3457 ARNOLD ST, CINCINNATI, OH 45208-4407

Mortgage

Document Number	0000060741
Date	May 17, 2021
Instrument	2021-0060741

Lender

Name	MERCANTILE BANK OF WEST MICHIGAN
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3457 ARNOLD ST, CINCINNATI, OH 45208-4407
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009052
Date	Feb 1, 2018
Instrument	18-0009052

Lender

Name	THE WILMINGTON SAVINGS BANK
Type	Bank
Address	WILMINGTON, OH 45177

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5%
Index	1-Year CMT
Max Rate	9%

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,015.00 (+3.14%)	$392,000 (+%) Land $80,398 Building $311,602
2024	$11,649.00 (-2.22%)	$391,999 (-) Land $80,398 Building $311,601
2023	$11,913.00 (+39.55%)	$391,999 (+21.67%) Land $80,398 Building $311,601	$1,120,000 (+21.67%) Land $229,710 Building $890,290
2022	$8,537.00 Homeowner's exemption	$322,175 Land $70,959 Building $251,216
2020			$920,500 Land $202,740 Building $717,760

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 68% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 638 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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