3456 Arnold St, Cincinnati, OH 45208 Property Records

Hamilton County property record for 3456 Arnold St, Cincinnati, OH 45208

Property Summary

Property Type	Single Family Home
Details	2 bd · 3.5 ba · 3,297 sqft · built 2017
Lot Size	0.213 acres (9,278 sqft)
Owner	Individual Name on Record
Last Sale	$1,655,000 (Mar 2025)
Tax Bill	$16,965 (2025)
Deeds & Mortgages	Apr 2019 Line of Credit Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`019-0003-0014-00`

Property Details

APN / Parcel Number

Primary APN	`019-0003-0014-00`

Interior

Bedrooms	2 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,297 sqft Living Area
Gross Area	4,759 sqft
1st Floor Area	1,618 sqft
2nd Floor Area	1,539 sqft
Upper Floors Area	1,539 sqft
Basement Area	1,602 sqft
Finished Basement	140 sqft
Unfinished Basement	1,462 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	9,278 sqft (0.213 acres)
Lot Dimensions	150 ft deep x 65 ft wide
Garage Type	Basement
Garage Area	360 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	3456 ARNOLD ST
City	CINCINNATI
State	OH
Zip	45208-4408
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF6
Legal Description	ARNOLD ST 65 X 150 PT LOTS 63-64 LINWOOD LAND CO 2ND SUB PARS 14-106 CONS
Legal Subdivision	LINWOOD LAND CO 2ND SUB
Legal Lot Number	63-64
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1010
Census Tract	4800

Owner

Source: Hamilton County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3456 ARNOLD ST, CINCINNATI, OH 45208-4408
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2019	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jun 16, 2021	Warranty Deed, Transfer · Conventional Mortgage KEMBA CREDIT UNION INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 4, 2025 · Amount on Record
Deed Sale	Mar 4, 2025 · Amount on Record
Prior Sale	Jun 16, 2021 · Amount on Record
Deed Document Number	202514720
Deed Book / Page	15365 / 453
Last Transfer Date	Mar 31, 2025
Transfer Doc	0000025469
Record Updated	Sep 20, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3456 ARNOLD ST, CINCINNATI, OH 45208-4408
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031273
Date	Apr 25, 2019
Book Page	13904/00680
Instrument	2019-0031273

Lender

Name	PNC BANK NA
Type	Bank
Address	CINCINNATI, OH 45209

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jun 16, 2021
Property Address	3456 ARNOLD ST, CINCINNATI, OH 45208-4408
Document Number	0000073806
Book / Page	14440 / 1226
Map Reference	MB 6 PG 39
Instrument Date	Jun 9, 2021
Instrument	2021-0073806
Transaction Type	Transfer
Record Updated	Aug 25, 2022
Title Company	SAFETITLE AGENCY INC, SAFE TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,050.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3456 ARNOLD ST, CINCINNATI, OH 45208-4408
Investor	Possibly a Property Investor

Mortgage

Document Number	0000073807
Date	Jun 16, 2021
Instrument	2021-0073807

Lender

Name	KEMBA CREDIT UNION INC
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,965.00 (+3.14%)	$472,501 (+%) Land $85,971 Building $386,530	$1,350,000 (-) Land $245,630 Building $1,104,370
2024	$16,449.00 (-2.21%)	$472,499 (-) Land $85,970 Building $386,529
2023	$16,821.00 (+45.05%)	$472,499 (+28.69%) Land $85,970 Building $386,529	$1,350,000 (+28.69%) Land $245,630 Building $1,104,370
2022	$11,597.00 Homeowner's exemption	$367,168 Land $62,220 Building $304,948
2020			$1,049,050 Land $177,770 Building $871,280

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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