346 Saint Clair St, Starke, FL 32091 Property Records

Bradford County property record for 346 Saint Clair St, Starke, FL 32091

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,088 sqft · built 1970
Lot Size	0.644 acres (28,084 sqft)
Owner	Owner Name on Record
Last Sale	$115,000 (Jun 2007)
Tax Bill	$669 (2025)
Deeds & Mortgages	Jul 2021 Mortgage
Flood Zone	Zone AE (high risk)
APN	`02949-0-00301`

Property Details

APN / Parcel Number

Primary APN	`02949-0-00301`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,088 sqft Heated Area
Gross Area	1,796 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1980
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	28,084 sqft (0.644 acres)
Lot Dimensions	238 ft deep x 118 ft wide
Garage Type	Mixed
Garage Area	1,040 sqft
Porch	Open Porch
Patio Area	276 sqft
Utility Building	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	346 SAINT CLAIR ST
City	STARKE
State	FL
Zip	32091-2935
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	28 6S 22 LOT 1 OF BLK C IN BLANDING S/D
Legal Range	22E
Legal Township	06S
Legal Section	28
Legal Subdivision	BLANDING S/D
Legal Block	C
Legal Lot Number	1
Jurisdiction	BRADFORD FL
Township / Civil Division	STARKE
Census Block Group	2
Census Block	2003
Census Tract	100

Owner

Source: Bradford County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	346 SAINT CLAIR ST, STARKE, FL 32091-2935
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2007 · Amount on Record
Deed Sale	Jun 26, 2007 · Amount on Record
Prior Sale	Sep 22, 2005 · Amount on Record
Deed Document Number	0001223273
Deed Book / Page	1223 / 273
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRADFORD FL
Property Address	346 SAINT CLAIR ST, STARKE, FL 32091-2935
Transaction Type	Mortgage
Record Updated	Jul 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	346 SAINT CLAIR ST, STARKE, FL 32091-2935

Mortgage

Document Number	1911/269
Date	Jul 2, 2021
Book Page	1911/269
Instrument	202104006264

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	192 Months
Due	Jul 1, 2037

Tax Assessment & Valuation

Source: Bradford County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Bradford County
Municipality	Starke City
Unified School District	Bradford County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$669.00 (+5.02%) Homeowner's exemption	$77,257 (+2.9%)	$113,441 (+4.05%) Land $28,000 Building $85,441
2024	$637.00 (-0.31%) Homeowner's exemption	$75,080 (+3%)	$109,026 (+13.59%) Land $28,000 Building $81,026
2023	$639.00 (+0.95%) Homeowner's exemption	$72,893 (+3%)	$95,979 (+17.5%) Land $20,000 Building $75,979
2022	$633.00 Homeowner's exemption	$70,770	$81,686 Land $14,250 Building $67,436

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 43 policies
Nearby Flood Policies	43 in force
Nearby Flood Claims	14 (1983–2017)
Claims Outside the SFHA	4 of 14
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 8 claims Tropical Storm Debby, Jul 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20