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315 Saint Clair St, Starke, FL 32091 Property Records

Bradford County property record for 315 Saint Clair St, Starke, FL 32091

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,568 sqft · built 1950
Lot Size0.28 acres (12,196 sqft)
Owner2 Individual Names on Record
Last Sale$219,000 (Sep 2024)
Tax Bill$3,225 (2025)
Deeds & MortgagesMay 2022 Sale
Aug 2020 Sale & Mortgage
+ 2 more
Flood ZoneZone AE (high risk)
APN02949-0-00205

Property Details

APN / Parcel Number

Primary APN02949-0-00205

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,568 sqft Living Area
Gross Area1,625 sqft
1st Floor Area1,568 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 2015
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area12,196 sqft (0.28 acres)
PorchFinished/Open Porch
Utility Building120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address315 SAINT CLAIR ST
CitySTARKE
StateFL
Zip32091-2934
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description28 6S 22 LOT 5 & N1/2 OF LOT 8 OF BLK B BLANDING S/D
Legal Range22E
Legal Township06S
Legal Section28
Legal SubdivisionLANDING S/D
Legal BlockB
Legal Lot Number5
JurisdictionBRADFORD FL
Township / Civil DivisionSTARKE
Census Block Group2
Census Block2014
Census Tract100

Owner

Source: Bradford County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address315 SAINT CLAIR ST, STARKE, FL 32091-2934
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

DateDocument
May 10, 2022Special Warranty Deed, Transfer
ACCOMODATION, ACCOMMODATION
Aug 12, 2020Warranty Deed, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA
Feb 13, 2020Grant Deed, Transfer
SERVICELINK
Oct 15, 2019Trustee's Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 3, 2024 · Amount on Record
Deed SaleSep 3, 2024 · Amount on Record
Prior SaleAug 12, 2020 · Amount on Record
Deed Document Number20248871
Deed Book / Page2109 / 563
Prior Transfer DateApr 22, 2022
Prior Transfer Doc0004004548
Record UpdatedJun 8, 2026

May 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionBRADFORD FL
Recording DateMay 10, 2022
Property Address315 SAINT CLAIR ST, STARKE, FL 32091-2934
Document Number0004004548
Book / Page1970 / 64
Map ReferenceMB 2 PG 58
Instrument DateApr 22, 2022
Instrument202204004548
Transaction TypeTransfer
Record UpdatedJun 21, 2022
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address315 N ST, 315, STARKE, FL 32091

Transferred To (Grantee/Buyer)

NameVerified Name
Address315 SAINT CLAIR ST # M, M, STARKE, FL 32091-2934

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBRADFORD FL
Recording DateAug 12, 2020
Property Address315 SAINT CLAIR ST, STARKE, FL 32091-2934
Document Number0004005843
Book / Page1855 / 325
Map ReferenceMB 2 PG 58
Instrument DateAug 10, 2020
Instrument202004005843
Transaction TypeTransfer
Record UpdatedJun 21, 2022
Title CompanySONSHINE TITLE SERVICES INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,155.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address11497 CONFEDERATE LN, 11497, GLEN SAINT MARY, FL 32040-3877

Transferred To (Grantee/Buyer)

NameVerified Name
Address315 SAINT CLAIR ST, STARKE, FL 32091-2934
InvestorPossibly a Property Investor

Mortgage

Document Number0001855326
DateAug 12, 2020
Instrument1855/326
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

February 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionBRADFORD FL
Recording DateFeb 13, 2020
Property Address315 SAINT CLAIR ST, STARKE, FL 32091-2934
Document Number0004001276
Book / Page001832 / 000001
Instrument DateJan 23, 2020
Instrument4001276
Transaction TypeTransfer
Record UpdatedMar 11, 2020
Title CompanySERVICELINK

Transaction

AmountAmount Recorded
Tax$383.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address11497 CONFEDERATE LN GLEN ST MARY FL 320403877, GLEN ST MARY, FL 32040-3877

October 2019: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionBRADFORD FL
Recording DateOct 15, 2019
Property Address315 SAINT CLAIR ST, STARKE, FL 32091-2934
Document Number0004008954
Book / Page001814 / 000102
Instrument DateSep 26, 2019
Instrument4008954
Transaction TypeForeclosure
Record UpdatedNov 11, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$0.70
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipAssociation
Address5024 PARKWAY PLAZA BLVD CHARLOTTE NC 282171962, CHARLOTTE, NC 28217-1962
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Bradford County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyBradford County
MunicipalityStarke City
Unified School DistrictBradford County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,225.00 (-6.11%)$204,815 (+5.22%) Land $28,000 Building $176,815$204,815 (+5.22%) Land $28,000 Building $176,815
2024$3,435.00 (+7.61%)$194,663 (+11.79%) Land $28,000 Building $166,663$194,663 (+11.79%) Land $28,000 Building $166,663
2023$3,192.00 (+12.91%)$174,129 (+20.39%) Land $20,000 Building $154,129$174,129 (+20.39%) Land $20,000 Building $154,129
2022$2,827.00$144,641 Land $13,000 Building $131,641$144,641 Land $13,000 Building $131,641

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayYes
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 43 policies
Nearby Flood Policies43 in force
Nearby Flood Claims14 (1983–2017)
Claims Outside the SFHA4 of 14
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 8 claims
  • Tropical Storm Debby, Jul 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF STARKE
serves 6,800 people · EPA ID FL2040211
Water SourceGroundwater
Last State InspectionMar 2026
Lead5 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

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