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402 Saint Clair St, Starke, FL 32091 Property Records

Bradford County property record for 402 Saint Clair St, Starke, FL 32091 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms4 Baths
Year BuiltBuilt 1962
Square Footage2,168 sqft Heated Area
Lot Size22,000 sqft (0.505 acres)
OccupancyOwner Occupied
Last Sale$150,000 (2018)
Tax Bill$1,110.00 (2025)

Property Details

APN / Parcel Number

Primary APN03515-0-00000

Interior

Bedrooms2 Beds
Full Baths4 Baths
Building Area2,168 sqft Heated Area
Gross Area2,698 sqft Gross Area
Stories1 Stories
Primary FlooringTerrazzo Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1962
Exterior MaterialBrick Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialMetal Roof
Lot Area22,000 sqft (0.505 acres)
Garage TypeCarport Garage
CarportCarport
PorchOpen Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating

Location & Zoning

Street Address402 SAINT CLAIR ST
CitySTARKE
StateFL
Zip32091-2937
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description28 6S 22 LOTS 1-2,13-14 OF BLK 30 IN L. T. & COS ADD
Legal Range22E
Legal Township06S
Legal Section28
Legal SubdivisionCOS ADD
Legal Block30
Legal Lot Number1-2 2
JurisdictionBRADFORD FL
Minor Civil DivisionSTARKE
Census Blockgroup2
Census Block2005
Census Tract100

Owner

Source: Bradford County records · APN 03515-0-00000

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address402 SAINT CLAIR ST, STARKE, FL 32091-2937
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 19, 2021Deed of Trust, Mortgage · Veterans Administration Mortgage
QUICKEN LOANS LLC
Jun 29, 2018Warranty Deed, Transfer · Veterans Administration Mortgage
AMERICAN NEIGHBORHOOD MTG ACCEPTANC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 29, 2018 · Amount on Record
Deed SaleJun 29, 2018 · Amount on Record
Deed Doc Number201804005692
Deed Book / Page1742 / 137
Record RefreshedJun 08, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBRADFORD FL
Property Address402 SAINT CLAIR ST, STARKE, FL 32091-2937
Transaction TypeMortgage
Record UpdatedFeb 09, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1881/556
DateJan 19, 2021
Book Page1881/556
Instrument202104000578
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term359 Months
DueDec 01, 2050

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBRADFORD FL
Recording DateJun 29, 2018
Property Address402 SAINT CLAIR ST, STARKE, FL 32091-2937
Document Number0004005692
Book / Page1742 / 137
Map ReferenceDD J PG 232
Instrument DateJun 28, 2018
Instrument201804005692
Transaction TypeTransfer
Record UpdatedJan 07, 2022
Title CompanySUNSHINE TITLE SERVICES INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,050.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2225 N TEMPLE AVE, 2225, STARKE, FL 32091-1611

Transferred To (Grantee/Buyer)

NameVerified Name
Address402 SAINT CLAIR ST, STARKE, FL 32091-2937

Mortgage

Document Number0004005693
DateJun 29, 2018
Instrument201804005693
Lender
NameAMERICAN NEIGHBORHOOD MTG ACCEPTANC
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2048

Tax Assessment & Valuation

Source: Bradford County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyBradford County
MunicipalityStarke City
Unified School DistrictBradford County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,110.00 (+4.42%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$104,259 (+2.89%)$164,977 (+6.01%) Land $28,000 Building $136,977
2024$1,063.00 (+3.2%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$101,326 (+3%)$155,624 (+12.95%) Land $28,000 Building $127,624
2023$1,030.00 (+5.32%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$98,370 (+2.99%)$137,776 (+20.22%) Land $20,000 Building $117,776
2022$978.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$95,510$114,606 Land $14,250 Building $100,356

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bradford County (12007C), updated November 2, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM

Wildfire

Wildfire RiskLow
above 37% of the US · above 11% of Florida
Wildfire LikelihoodAbout 1 in 1,852 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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