Stanly County property record for 346 Oak St, Stanfield, NC 28163
| Property Type | Single Family Home |
|---|---|
| Details | 1,429 sqft · built 2022 |
| Lot Size | 1.64 acres (71,438 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $893 (2023) |
| Deeds & Mortgages | Jul 2022 Construction Loan Apr 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 557401258268 |
| Primary APN | 557401258268 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,429 sqft Finished Area |
| Year Built | Built 2022 |
|---|---|
| Lot Area | 71,438 sqft (1.64 acres) |
| Account Number | 1538311 |
|---|---|
| Street Address | 346 OAK ST |
| City | STANFIELD |
| State | NC |
| Zip | 28163-6759 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HSE 346 OAK ST 557401251 |
| Jurisdiction | STANLY NC |
| Township / Civil Division | FURR |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 930802 |
346 Oak St is owned by an individual who acquired it in April 2022.
Source: Stanly County records, as of October 2, 2023
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9212 EDWARDS PL, MINT HILL, NC 28227-9653 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 18, 2022 | Deed of Trust, Mortgage · Construction Mortgage FIRST BANK |
| Apr 11, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Apr 11, 2022 |
| Transfer Doc | 0000445726 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANLY NC |
| Property Address | 346 OAK ST, STANFIELD, NC 28163-6759 |
| Transaction Type | Mortgage |
| Record Updated | Oct 3, 2023 |
| Name | Verified Name |
|---|---|
| Address | 9212 EDWARDS PL, MINT HILL, NC 28227-9653 |
| Document Number | 0000449201 |
|---|---|
| Date | Jul 18, 2022 |
| Book Page | 1793/417 |
| Instrument | 449201 |
| Name | FIRST BANK |
|---|---|
| Type | Bank |
| Address | LOCUST, NC 28097 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | Apr 11, 2022 |
| Property Address | 346 OAK ST, STANFIELD, NC 28163-6759 |
| Document Number | 0000445726 |
| Book / Page | 1782 / 295 |
| Map Reference | MB 20 PG 154 |
| Instrument Date | Apr 5, 2022 |
| Instrument | 445726 |
| Transaction Type | Transfer |
| Record Updated | Oct 3, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 346 OAK ST, STANFIELD, NC 28163-6759 |
Source: Stanly County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Stanly County |
| Municipality | Stanfield Town |
| Unified School District | Stanly County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $893.00 | $85,082 Land $37,040 Building $48,042 | $85,082 Land $37,040 Building $48,042 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 346 Oak St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 30, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 346 Oak St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STANLY CO-WEST STANLY DIST serves 9,939 people · EPA ID NC0184035 |
|---|---|
| Water Source | Purchased surface water from CITY OF ALBEMARLE |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: T-Mobile, Verizon.
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