246 Oak St, Stanfield, NC 28163 Property Records

Stanly County property record for 246 Oak St, Stanfield, NC 28163

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,584 sqft · built 1955
Lot Size	0.37 acres (16,117 sqft)
Owner	2 Individual Names on File
Last Sale	$150,000 (Oct 2017)
Tax Bill	$2,101 (2026)
Deeds & Mortgages	Feb 2022 Mortgage Oct 2017 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`557403340258`

Property Details

APN / Parcel Number

Primary APN	`557403340258`
Alternative APNs	`1546868` `1517715` `25148`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,584 sqft Finished Area
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1975
Exterior Material	Brick Veneer
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	16,117 sqft (0.37 acres)
Lot Dimensions	137 ft deep x 125 ft wide
Garage Type	Carport
Garage Area	360 sqft
Carport	Carport
Carport Area	360 sqft
Porch	Porch
Porch Area	99 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	1546868
Street Address	246 OAK ST
City	STANFIELD
State	NC
Zip	28163-6708
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-12
Legal Description	HSE 246 OAK ST 557403067
Jurisdiction	STANLY NC
Township / Civil Division	FURR
Census Block Group	2
Census Block	2022
Census Tract	930802

Owner

246 Oak St is owned and occupied by two individuals who bought it in October 2017.

Source: Stanly County records, as of October 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	246 OAK ST, STANFIELD, NC 28163-6708
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2022	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Oct 2, 2017	Warranty Deed, Transfer ATTORNEY ONLY
Oct 2, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2017 · Amount on File
Deed Sale	Oct 2, 2017 · Amount on File
Prior Sale	Aug 13, 2014 · Amount on File
Deed Document Number	2017394489
Deed Book / Page	1625 / 666
Prior Transfer Date	Sep 8, 2017
Prior Transfer Doc	0000394488
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANLY NC
Property Address	246 OAK ST, STANFIELD, NC 28163-6708
Transaction Type	Mortgage
Record Updated	May 26, 2022
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000443468
Date	Feb 14, 2022
Book Page	1775/362
Instrument	443468

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STANLY NC
Recording Date	Oct 2, 2017
Property Address	246 OAK ST, STANFIELD, NC 28163-6708
Document Number	0000394489
Book / Page	001625 / 000666
Instrument Date	Sep 29, 2017
Instrument	394489
Transaction Type	Transfer
Record Updated	Oct 10, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$300.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	246 OAK ST STANFIELD NC 281636708, STANFIELD, NC 28163-6708

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STANLY NC
Recording Date	Oct 2, 2017
Property Address	246 OAK ST, STANFIELD, NC 28163-6708
Document Number	0000394488
Book / Page	001625 / 000662
Instrument Date	Sep 8, 2017
Instrument	394488
Transaction Type	Transfer
Record Updated	Oct 10, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4616 POT HOLE LN STANFIELD NC 281638554, STANFIELD, NC 28163-8554

Tax Assessment & Valuation

The 2026 property tax bill for 246 Oak St was $2,101.

Source: Stanly County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Stanly County
Municipality	Stanfield Town
Unified School District	Stanly County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,101.00	$221,171 Land $36,011 Building $185,160	$221,171 Land $36,011 Building $185,160
2023	$1,674.00	$159,502 Land $21,279 Building $138,223	$159,502 Land $21,279 Building $138,223

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 246 Oak St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 30, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 246 Oak St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STANLY CO-WEST STANLY DIST serves 9,939 people · EPA ID NC0184035
Water Source	Purchased surface water from CITY OF ALBEMARLE
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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