271 Oak St, Stanfield, NC 28163 Property Records

Stanly County property record for 271 Oak St, Stanfield, NC 28163

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,281 sqft · built 2021
Lot Size	0.57 acres (24,829 sqft)
Owner	Individual Name on File
Tax Bill	$1,809 (2026)
Deeds & Mortgages	Oct 2022 Mortgage Jul 2021 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`557403246762`

Property Details

APN / Parcel Number

Primary APN	`557403246762`
Alternative APNs	`1534351` `33569`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,281 sqft Finished Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Aluminum/Vinyl
Lot Area	24,829 sqft (0.57 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1534351
Street Address	271 OAK ST
City	STANFIELD
State	NC
Zip	28163-6708
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20
Legal Description	HSE 271 OAK ST 557403031
Jurisdiction	STANLY NC
Township / Civil Division	FURR
Census Block Group	2
Census Block	2022
Census Tract	930802

Owner

271 Oak St is owned and occupied by an individual who acquired it in May 2021.

Source: Stanly County records, as of October 6, 2026

Owner of Record	Individual Name on File
Mailing Address	271 OAK ST, STANFIELD, NC 28163-6708
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2022	Deed of Trust, Mortgage · FHA Mortgage INTERCOASTAL MORTGAGE
Jul 20, 2021	Deed of Trust, Mortgage · Construction Mortgage INTERCOASTAL MORTGAGE
Jun 11, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 5, 2021
Transfer Doc	0000434052
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANLY NC
Property Address	271 OAK ST, STANFIELD, NC 28163-6708
Transaction Type	Mortgage
Record Updated	Jun 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000452473
Date	Oct 24, 2022
Book Page	1803/804
Instrument	452473

Lender

Name	INTERCOASTAL MORTGAGE
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANLY NC
Property Address	271 OAK ST, STANFIELD, NC 28163-6708
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	FIRST CHOICE TITLE SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000435358
Date	Jul 20, 2021
Book Page	1749/1150
Instrument	435358

Lender

Name	INTERCOASTAL MORTGAGE
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	13 Months
Due	Aug 1, 2022

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STANLY NC
Recording Date	Jun 11, 2021
Property Address	271 OAK ST, STANFIELD, NC 28163-6708
Document Number	0000434052
Book / Page	1745 / 794
Instrument Date	May 5, 2021
Instrument	434052
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	260 BROOKWOOD AVE NE # 5, 5, CONCORD, NC 28025-3211

Tax Assessment & Valuation

The 2026 property tax bill for 271 Oak St was $1,809.

Source: Stanly County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Stanly County
Municipality	Stanfield Town
Unified School District	Stanly County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,809.00	$190,427 (-) Land $40,185 Building $150,242	$190,427 (-) Land $40,185 Building $150,242
2025	$1,809.00	$190,427 Land $40,185 Building $150,242	$190,427 Land $40,185 Building $150,242
2023	$1,505.00	$143,406 Land $24,111 Building $119,295	$143,406 Land $24,111 Building $119,295

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 271 Oak St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 30, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 271 Oak St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STANLY CO-WEST STANLY DIST serves 9,939 people · EPA ID NC0184035
Water Source	Purchased surface water from CITY OF ALBEMARLE
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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