Oceana County property record for 346 E Park St, Pentwater, MI 49449
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.397 acres (17,305 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $85,000 (Sep 2015) |
| Tax Bill | $2,816 (2025) |
| Deeds & Mortgages | Mar 2024 Transfer Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 044-132-005-00 |
| Primary APN | 044-132-005-00 |
|---|
| Lot Area | 17,305 sqft (0.397 acres) |
|---|
| Street Address | 346 E PARK ST |
|---|---|
| City | PENTWATER |
| State | MI |
| Zip | 49449 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 346 E PARK ST WD-L2002P27087 SD L/P 2014/18101 CD-L2015/P16213 PART TO 132-005-25 IN 1981 BLK 2 - COBBS ADDITION TO VILLAGE O |
| Legal Subdivision | COBBS ADDITION |
| Legal Block | 2 |
| Legal Lot Number | 4-5 |
| Jurisdiction | OCEANA MI |
| Township / Civil Division | PENTWATER |
| Census Block Group | 1 |
| Census Block | 1054 |
| Census Tract | 10800 |
Source: Oceana County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10837 KEYSTONE DR NE, ADA, MI 49301-9742 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 15, 2024 | Intrafamily Transfer, Transfer |
| Jun 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 28, 2015 · Amount on Record |
| Deed Sale | Sep 28, 2015 · Amount on Record |
| Prior Sale | Nov 13, 2014 · Amount on Record |
| Deed Book / Page | 2015 / 16213 |
| Last Transfer Date | Mar 12, 2024 |
| Transfer Doc | 02024/3832 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OCEANA MI |
| Recording Date | Mar 15, 2024 |
| Property Address | 346 E PARK ST, PENTWATER, MI 49449-8734 |
| Document Number | 02024/3832 |
| Book / Page | 2024 / 3832 |
| Instrument Date | Mar 12, 2024 |
| Instrument | 202400001093 |
| Transaction Type | Transfer |
| Record Updated | Apr 12, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10837 KEYSTONE DR NE, ADA, MI 49301-9742 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEANA MI |
| Property Address | 346 E PARK ST, PENTWATER, MI 49449-8734 |
| Transaction Type | Mortgage |
| Record Updated | May 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2020/11155 |
|---|---|
| Date | Jun 16, 2020 |
| Book Page | 2020/11155 |
| Instrument | 202000003246 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
Source: Oceana County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oceana County |
| County Subdivision | Pentwater Township |
| Municipality | Pentwater Village |
| Unified School District | Pentwater Public School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $103,300 (-2.82%) Land $103,300 | $206,600 (-2.82%) Land $206,600 | |
| 2025 | $2,816.00 (+15.93%) | $106,300 (+30.59%) Land $106,300 | $212,600 (+30.59%) Land $212,600 |
| 2023 | $81,400 Land $81,400 | $162,800 (-) Land $162,800 | |
| 2022 | $2,429.00 | $162,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 individual policies |
| Nearby Flood Policies | 28 units insured incl. 17 condo units |
| Nearby Flood Claims | 7 (1997–2019) |
| Claims Outside the SFHA | 2 of 7 |
| Most Recent Claim | Nov 2019 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PENTWATER serves 857 people · EPA ID MI0005260 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
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