226 E Park St, Pentwater, MI 49449 Property Records

Oceana County property record for 226 E Park St, Pentwater, MI 49449

Property Summary

Property Type	Single Family Home
Lot Size	0.543 acres (23,671 sqft)
Owner	Individual Name on Record
Tax Bill	$5,622 (2025)
Deeds & Mortgages	May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`044-132-001-00`

Property Details

APN / Parcel Number

Primary APN	`044-132-001-00`

Exterior

Lot Area	23,671 sqft (0.543 acres)

Location & Zoning

Street Address	226 E PARK ST
City	PENTWATER
State	MI
Zip	49449-8785
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	220 E PARK ST WD-L2004P17312 WDA-L2016/P10876 PT TO 010-00 IN 89 PT TO 001-50 IN 04/RES BLOCK 2 - COBB'S ADDITION TO VILLAGE
Legal Subdivision	COBB'S ADDITION
Legal Block	2
Legal Lot Number	1
Jurisdiction	OCEANA MI
Township / Civil Division	PENTWATER
Census Block Group	1
Census Block	1054
Census Tract	10800

Owner

Source: Oceana County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	226 E PARK ST, PENTWATER, MI 49449-8785
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 27, 2016
Deed Sale	Jun 27, 2016
Prior Sale	Oct 10, 2001 · Amount on Record
Deed Document Number	20163819
Deed Book / Page	2016 / 10876
Record Updated	Oct 29, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OCEANA MI
Recording Date	May 7, 2021
Property Address	226 E PARK ST, PENTWATER, MI 49449-8785
Document Number	2021/12046
Book / Page	2021 / 12046
Instrument Date	Apr 19, 2021
Instrument	202100003484
Transaction Type	Transfer
Record Updated	Mar 9, 2023
Title Company	OCEANA LAND TITLE AGENCY, OCEANA LAND TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	220 E PARK ST, PENTWATER, MI 49449-8785

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9330 LOOKING GLASS BROOK DR, GRAND LEDGE, MI 48837-9266

Mortgage

Document Number	202100003485
Date	May 7, 2021
Instrument	202100003485

Lender

Name	OMEGA LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Oceana County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oceana County
County Subdivision	Pentwater Township
Municipality	Pentwater Village
Unified School District	Pentwater Public School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$178,400 (-3.67%) Land $178,400	$356,800 (-3.67%) Land $356,800
2025	$5,622.00 (+15.92%) Homeowner's exemption	$185,200 (+35.28%) Land $185,200	$370,400 (+35.28%) Land $370,400
2023		$136,900 Land $136,900	$273,800 (-) Land $273,800
2022	$4,850.00		$273,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 individual policies
Nearby Flood Policies	28 units insured incl. 17 condo units
Nearby Flood Claims	7 (1997–2019)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Nov 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PENTWATER serves 857 people · EPA ID MI0005260
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30