326 E Park St, Pentwater, MI 49449 Property Records

Oceana County property record for 326 E Park St, Pentwater, MI 49449

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.361 acres (15,752 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (Jun 2021)
Tax Bill	$595 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`044-132-004-50`

Property Details

APN / Parcel Number

Primary APN	`044-132-004-50`

Exterior

Lot Area	15,752 sqft (0.361 acres)

Location & Zoning

Street Address	326 E PARK ST
City	PENTWATER
State	MI
Zip	49449-8734
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	S 1/2 OF W 106 FT OF LOT 4 BLK 2 - COBBS ADDITION TO VILLAGE OF PENTWATER TR DEED 2018/19346
Legal Subdivision	COBBS ADDITION
Legal Block	2
Legal Lot Number	4
Jurisdiction	OCEANA MI
Township / Civil Division	PENTWATER
Census Block Group	1
Census Block	1054
Census Tract	10800

Owner

Source: Oceana County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	326 E PARK ST, PENTWATER, MI 49449-8734
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2021	Warranty Deed, Transfer · Conventional Mortgage NORTHERN MORTGAGE SERVICES LLC
Oct 12, 2018	Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2021 · Amount on Record
Deed Sale	Jun 14, 2021 · Amount on Record
Deed Document Number	20214362
Deed Book / Page	2021 / 15536
Record Updated	Oct 29, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OCEANA MI
Recording Date	Jun 14, 2021
Property Address	326 E PARK ST, PENTWATER, MI 49449-8734
Document Number	2021/15536
Book / Page	2021 / 15536
Map Reference	LB 1 PG 10
Instrument Date	Jun 7, 2021
Instrument	202100004362
Transaction Type	Transfer
Record Updated	May 9, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,580.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5515 BROADWAY ST, PENTWATER, MI 49449-9721
Investor	Possibly a Property Investor

Mortgage

Document Number	202100004363
Date	Jun 14, 2021
Instrument	202100004363

Lender

Name	NORTHERN MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

October 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	OCEANA MI
Recording Date	Oct 12, 2018
Property Address	326 E PARK ST, PENTWATER, MI 49449-8734
Document Number	2018/019346
Book / Page	2018 / 019346
Instrument Date	Oct 10, 2018
Instrument	201800005824
Transaction Type	Transfer
Record Updated	May 9, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7 EASTON OVAL, 7, COLUMBUS, OH 43219-6010

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 REINHARD AVE, COLUMBUS, OH 43206-2776

Mortgage

Document Number	201800005826
Date	Oct 12, 2018
Instrument	201800005826

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Oceana County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oceana County
County Subdivision	Pentwater Township
Municipality	Pentwater Village
Unified School District	Pentwater Public School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$25,800 (+9.32%) Land $25,800	$51,600 (+9.32%) Land $51,600
2025	$595.00 (+13.12%) Homeowner's exemption	$23,600 (+5.83%) Land $23,600	$47,200 (+5.83%) Land $47,200
2023		$22,300 Land $22,300	$44,600 (-) Land $44,600
2022	$526.00		$44,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 individual policies
Nearby Flood Policies	28 units insured incl. 17 condo units
Nearby Flood Claims	7 (1997–2019)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Nov 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PENTWATER serves 857 people · EPA ID MI0005260
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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