332 E Main St, Bradford, PA 16701 Property Records

McKean County property record for 332 E Main St, Bradford, PA 16701

Property Summary

Property Type	Single Family Home
Details	964 sqft · built 1892
Lot Size	0.68 acres (29,621 sqft)
Owner	Individual Name on Record
Last Sale	$76,000 (Mar 2024)
Tax Bill	$2,163 (2026)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Nov 2020 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-008.-144.00`

Property Details

APN / Parcel Number

Primary APN	`06-008.-144.00`
Alternative APN	`004772`

Interior

Building Area	964 sqft Total Area

Exterior

Year Built	Built 1892
Effective Year Built	Effective 1892
Lot Area	29,621 sqft (0.68 acres)

Location & Zoning

Street Address	332 E MAIN ST
City	BRADFORD
State	PA
Zip	16701-1754
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OLD CONTROL:0922-1035
Legal Subdivision	SUBDIVISION #0468
Jurisdiction	MCKEAN PA
Township / Civil Division	BRADFORD
Census Block Group	2
Census Block	2042
Census Tract	420400

Owner

Source: McKean County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	105 KATHERINE ST, PORT ALLEGANY, PA 16743-1015
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2024	Deed, Transfer · Conventional Mortgage HIGH POINT FEDERAL CREDIT UNION
Nov 2, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MOUNTAIN LAUREL FCU
May 23, 2019	Deed, Transfer · Commercial Mortgage HAMLIN BANK & TRUST COMPANY
Mar 23, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 2024 · Amount on Record
Deed Sale	Mar 1, 2024 · Amount on Record
Prior Sale	May 23, 2019 · Amount on Record
Deed Document Number	2024637
Deed Book / Page	1055 / 444
Prior Transfer Date	Mar 20, 2018
Prior Transfer Doc	894/0900
Record Updated	Jun 8, 2026

March 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	MCKEAN PA
Recording Date	Mar 1, 2024
Property Address	332 E MAIN ST, BRADFORD, PA 16701-1754
Document Number	001055/444
Book / Page	1055 / 444
Map Reference	MB 922 PG 1035
Instrument Date	Feb 10, 2024
Instrument	202400637
Transaction Type	Transfer
Record Updated	Mar 13, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$760.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 KATHERINE ST, PORT ALLEGANY, PA 16743-1015

Mortgage

Document Number	0202400638
Date	Mar 1, 2024
Instrument	202400638

Lender

Name	HIGH POINT FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCKEAN PA
Property Address	332 E MAIN ST, BRADFORD, PA 16701-1754
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	962/299
Date	Nov 2, 2020
Book Page	962/299
Instrument	202003703

Lender

Name	MOUNTAIN LAUREL FCU
Type	Credit Union
Address	BRADFORD, PA 16701

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Oct 30, 2035

May 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MCKEAN PA
Recording Date	May 23, 2019
Property Address	332 E MAIN ST, BRADFORD, PA 16701-1754
Document Number	922/1035
Book / Page	922 / 1035
Instrument Date	May 22, 2019
Instrument	201901636
Transaction Type	Transfer
Record Updated	May 24, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	332 E MAIN ST, BRADFORD, PA 16701-1754

Mortgage

Document Number	201901637
Date	May 23, 2019
Instrument	201901637

Lender

Name	HAMLIN BANK & TRUST COMPANY
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 23, 2034

March 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCKEAN PA
Recording Date	Mar 23, 2018
Property Address	332 E MAIN ST, BRADFORD, PA 16701-1754
Document Number	894/0900
Book / Page	894 / 0900
Instrument Date	Mar 20, 2018
Instrument	201801015
Transaction Type	Transfer
Record Updated	May 24, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 WILLIAMS ST, BRADFORD, PA 16701-1370

Tax Assessment & Valuation

Source: McKean County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
Municipality	Bradford City
County	McKean County
Unified School District	Bradford Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,163.00	$39,620 (-) Land $12,000 Building $27,620
2025	$2,163.00 (+24.24%)	$39,620 (+20.35%) Land $12,000 Building $27,620
2024	$1,741.00	$32,920 (-) Land $9,000 Building $23,920
2023	$1,741.00	$32,920 Land $9,000 Building $23,920
1998			$39,620 Land $12,000 Building $27,620

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	7 (1979–2008)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Oct 2008 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jul 2003 · 2 claims Pa, Aug 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRADFORD CITY WATER AUTHORITY serves 18,500 people · EPA ID PA6420014
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2020
Treatment and Procedure	Sanitary survey deficiency not corrected currently in violation since Apr 2025
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Starlink Satellite	280 / 30

May also be available: SkyPacket, T-Mobile, Verizon.

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