Clay County property record for 346 Crossover Ln, Hayesville, NC 28904
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 2,000 sqft · built 1980 |
| Lot Size | 2.14 acres (93,218 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,162 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 558200934381 |
| Primary APN | 558200934381 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Building Area | 2,000 sqft Heated Area |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Lot Area | 93,218 sqft (2.14 acres) |
| Total Buildings | 2 Buildings |
| Account Number | 11933302 |
|---|---|
| Street Address | 346 CROSSOVER LN |
| City | HAYESVILLE |
| State | NC |
| Zip | 28904 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT OF LOT 5 COMPASS CK |
| Legal Lot Number | 5 |
| Jurisdiction | CLAY NC |
| Township / Civil Division | TUSQUITTEE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 950102 |
346 Crossover Ln, a single family home, is owned by two individuals.
Source: Clay County records, as of October 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10263 HUNT CLUB LN, PALM BEACH GARDENS, FL 33418-4574 |
| Owner Type | Individual |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 346 Crossover Ln was $1,162, down 5.8% from the year before.
Source: Clay County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Clay County |
| Unified School District | Clay County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,162.00 (-5.83%) | $261,700 (+38.61%) Land $61,400 Building $200,300 | $261,700 (+38.61%) Land $61,400 Building $200,300 |
| 2025 | $1,234.00 | $188,800 Land $61,400 Building $127,400 | $188,800 Land $61,400 Building $127,400 |
| 2023 | $1,012.00 | $220,200 Land $61,400 Building $158,800 | $220,200 Land $61,400 Building $158,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 346 Crossover Ln in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 45 policies |
| Nearby Flood Policies | 45 in force |
| Nearby Flood Claims | 11 (2013–2025) |
| Most Recent Claim | Apr 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 346 Crossover Ln is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 63% of the US · above 85% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| RiverStreet Networks Fixed Wireless | 25 / 3 |
| Frontier DSL | 10 / 1 |
No cell data coverage reported
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