Clay County property record for 178 Crossover Ln, Hayesville, NC 28904
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 2,033 sqft · built 1995 |
| Lot Size | 2.1 acres (91,476 sqft) |
| Owner | Company Name on Record |
| Last Sale | $325,000 (Sep 2021) |
| Tax Bill | $908 (2026) |
| Deeds & Mortgages | Sep 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 559200031903 |
| Primary APN | 559200031903 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Building Area | 2,033 sqft Heated Area |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Lot Area | 91,476 sqft (2.1 acres) |
| Account Number | 620215000 |
|---|---|
| Street Address | 178 CROSSOVER LN |
| City | HAYESVILLE |
| State | NC |
| Zip | 28904-0315 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 5B COMPASS CREEK |
| Legal Subdivision | COMPASS CREEK |
| Legal Lot Number | 5B |
| Jurisdiction | CLAY NC |
| Township / Civil Division | TUSQUITTEE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 950102 |
Source: Clay County records, as of October 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 33 NANCY LN, HAYESVILLE, NC 28904-6531 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 9, 2021 · Amount on Record |
| Deed Sale | Sep 9, 2021 · Amount on Record |
| Deed Document Number | 20212971 |
| Deed Book / Page | 456 / 220 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY NC |
| Recording Date | Sep 9, 2021 |
| Property Address | 178 CROSSOVER LN, HAYESVILLE, NC 28904-0315 |
| Document Number | 000456/220 |
| Book / Page | 456 / 220 |
| Instrument Date | Sep 8, 2021 |
| Instrument | 2021002971 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $650.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6526 NW 97TH DR, 6526, PARKLAND, FL 33076-2327 |
| Name | Verified Name |
|---|---|
| Address | 33 NANCY LN, HAYESVILLE, NC 28904-6531 |
Source: Clay County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Clay County |
| Unified School District | Clay County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $908.00 | $260,800 (+52.6%) Land $61,000 Building $199,800 | $260,800 (+52.6%) Land $61,000 Building $199,800 |
| 2025 | $170,900 (-) Land $61,000 Building $109,900 | $170,900 (-) Land $61,000 Building $109,900 | |
| 2023 | $170,900 Land $61,000 Building $109,900 | $170,900 Land $61,000 Building $109,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 45 policies |
| Nearby Flood Policies | 45 in force |
| Nearby Flood Claims | 11 (2013–2025) |
| Most Recent Claim | Apr 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 63% of the US · above 86% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| RiverStreet Networks Fixed Wireless | 25 / 3 |
| Frontier DSL | 10 / 1 |
4G LTE (outdoors only), no 5G reported
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