320 Crossover Ln, Hayesville, NC 28904 Property Records

Clay County property record for 320 Crossover Ln, Hayesville, NC 28904

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,195 sqft · built 2002
Lot Size	1.8 acres (78,408 sqft)
Owner	2 Individual Names on Record
Last Sale	$445,000 (Mar 2022)
Tax Bill	$1,151 (2026)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Jan 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`558200937318`

Property Details

APN / Parcel Number

Primary APN	`558200937318`
Alternative APNs	`619408000` `620930000`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	4 Half Baths
Building Area	2,195 sqft Heated Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	78,408 sqft (1.8 acres)

Location & Zoning

Account Number	620930000
Street Address	320 CROSSOVER LN
City	HAYESVILLE
State	NC
Zip	28904
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SR 1307 TUSQUITTEE
Jurisdiction	CLAY NC
Township / Civil Division	TUSQUITTEE
Census Block Group	1
Census Block	1000
Census Tract	950102

Owner

Source: Clay County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7700 TIPPI LN, OOLTEWAH, TN 37363-9273
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST FEDERAL BANK
Jan 19, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2022 · Amount on Record
Deed Sale	Mar 4, 2022 · Amount on Record
Deed Document Number	2022593
Deed Book / Page	462 / 169
Prior Transfer Date	Jan 13, 2021
Prior Transfer Doc	000448/167
Record Updated	Oct 29, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NC
Recording Date	Mar 4, 2022
Property Address	320 CROSSOVER LN, HAYESVILLE, NC 28904
Document Number	000462/169
Book / Page	462 / 169
Instrument Date	Mar 4, 2022
Instrument	2022000593
Transaction Type	Transfer
Record Updated	Mar 17, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$890.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7700 TIPPI LN, OOLTEWAH, TN 37363-9273

Mortgage

Document Number	2022000594
Date	Mar 4, 2022
Instrument	2022000594

Lender

Name	FIRST FEDERAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLAY NC
Recording Date	Jan 19, 2021
Property Address	320 CROSSOVER LN, HAYESVILLE, NC 28904
Document Number	000448/167
Book / Page	448 / 167
Instrument Date	Jan 13, 2021
Instrument	2021000214
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	PO BOX 1256, TALLAHASSEE, FL 32302-1256

Tax Assessment & Valuation

Source: Clay County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Clay County
Unified School District	Clay County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,151.00 (+4.45%)	$333,900 (+61.93%) Land $58,000 Building $275,900	$333,900 (+61.93%) Land $58,000 Building $275,900
2025	$1,102.00 (+16.24%)	$206,200 (-) Land $58,000 Building $148,200	$206,200 (-) Land $58,000 Building $148,200
2023	$948.00	$206,200 Land $58,000 Building $148,200	$206,200 Land $58,000 Building $148,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 45 policies
Nearby Flood Policies	45 in force
Nearby Flood Claims	11 (2013–2025)
Most Recent Claim	Apr 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 85% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
RiverStreet Networks Fixed Wireless	25 / 3
Frontier DSL	10 / 1

Cell Coverage

No cell data coverage reported

Nearby Properties on Crossover Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures