Cherokee County property record for 346 Cobb Bluff, Murphy, NC 28906 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2005 |
| Square Footage | 1,629 sqft Heated Area |
| Lot Size | 35,284 sqft (0.81 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $10,000 (2004) |
| Tax Bill | $1,086.00 (2025) |
| Primary APN | 447900659510000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,629 sqft Heated Area |
| Gross Area | 1,774 sqft Gross Area |
| 1st Floor | 1,629 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Wood Flooring |
| Interior Structure | Plaster Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 35,284 sqft (0.81 acres) |
| Depth X Width | 235 ft x 161 ft Depth x Width |
| Porch Area | 145 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 54364 |
|---|---|
| Street Address | 346 COBB BLF |
| City | MURPHY |
| State | NC |
| Zip | 28906-6098 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | P/O LOT 2 COBB BLUFF ESTATES 1132/729 |
| Legal Subdivision | COBB BLUFF ESTATES |
| Legal Lot Number | 2 |
| Jurisdiction | CHEROKEE NC |
| Minor Civil Division | NOTLA |
| Census Blockgroup | 1 |
| Census Block | 1038 |
| Census Tract | 930604 |
Source: Cherokee County records · APN 447900659510000
Assessment roll updated October 10, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 346 COBB BLF, MURPHY, NC 28906-6098 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 16, 2023 | Deed of Trust, Mortgage · Line of Credit LOCAL GOVERNMENT FCU |
| Jul 13, 2018 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| Apr 23, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage LOCAL GOVERNMENT FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 01, 2004 · Amount on Record |
| Deed Sale | Dec 01, 2004 · Amount on Record |
| Deed Book / Page | 1132 / 729 |
| Last Transfer Date | Apr 14, 2021 |
| Transfer Doc | 1678/1146 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 346 COBB BLF, MURPHY, NC 28906-6098 |
| Transaction Type | Mortgage |
| Record Updated | Aug 09, 2023 |
| Name | Verified Name |
|---|
| Document Number | 00001440/9 |
|---|---|
| Date | May 16, 2023 |
| Book Page | 1440/9 |
| Instrument | 1734 |
| Name | LOCAL GOVERNMENT FCU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 346 COBB BLF, MURPHY, NC 28906-6098 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2021 |
| Title Company | STEWART TITLE GURANTY, STEWART TITLE GUARANTY |
| Name | Verified Name |
|---|
| Document Number | 01591/0586 |
|---|---|
| Date | Jul 13, 2018 |
| Book Page | 01591/0586 |
| Instrument | 03359 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | Apr 23, 2021 |
| Property Address | 346 COBB BLF, MURPHY, NC 28906-6098 |
| Document Number | 1678/1146 |
| Book / Page | 1678 / 1146 |
| Instrument Date | Apr 14, 2021 |
| Instrument | 2710 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 346 COBB BLF, MURPHY, NC 28906-6098 |
| Document Number | 016781152 |
|---|---|
| Date | Apr 23, 2021 |
| Instrument | 01678/1152 |
| Name | LOCAL GOVERNMENT FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 5.25% |
| Index | 5-Year CMT |
| Max Rate | 9.25% |
Source: Cherokee County records · Assessment roll updated October 10, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,086.00 | $152,020 (-) | $152,020 (-) Land $15,000 Building $137,020 |
| 2023 | $152,020 | $152,020 Land $15,000 Building $137,020 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures