Cherokee County property record for 185 Cobb Bluff, Murphy, NC 28906 · Last verified October 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1999 |
| Square Footage | 1,040 sqft Heated Area |
| Lot Size | 43,560 sqft (1 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $150,000 (2017) |
| Tax Bill | $1,069.00 (2025) |
| Primary APN | 447900758813000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,040 sqft Heated Area |
| Stories | 1 Stories |
| Primary Flooring | Combination, Other Flooring |
| Interior Structure | Plaster Interior Structure |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Exterior Material | Wood Siding Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 43,560 sqft (1 acres) |
| Depth X Width | 290 ft x 154 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 576 sqft Garage |
| Deck Area | 204 sqft Deck |
| Porch | Enclosed Porch |
| Porch Area | 320 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 46146 |
|---|---|
| Street Address | 185 COBB BLF |
| City | MURPHY |
| State | NC |
| Zip | 28906-6234 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 3 ADAMS PROP 1368/987 |
| Legal Phase | 1368 |
| Legal Lot Number | 3 |
| Jurisdiction | CHEROKEE NC |
| Minor Civil Division | NOTLA |
| Census Blockgroup | 1 |
| Census Block | 1038 |
| Census Tract | 930604 |
Source: Cherokee County records · APN 447900758813000
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 185 COBB BLF, MURPHY, NC 28906-6234 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 03, 2023 | Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK |
| Oct 31, 2019 | Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK |
| Aug 16, 2017 | Warranty Deed, Transfer · Conventional Mortgage BRANCH BANKING AND TRUST CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 16, 2017 · Amount on Record |
| Deed Sale | Aug 16, 2017 · Amount on Record |
| Deed Doc Number | 03609 |
| Deed Book / Page | 01567 / 0096 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 185 COBB BLF, MURPHY, NC 28906-6234 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2023 |
| Name | Verified Name |
|---|---|
| Address | 185 COBB BLF, MURPHY, NC 28906-6234 |
| Document Number | 001730/746 |
|---|---|
| Date | Mar 03, 2023 |
| Book Page | 1730/746 |
| Instrument | 995 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | BLAIRSVILLE, GA 30512 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Feb 24, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 185 COBB BLF, MURPHY, NC 28906-6234 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 01627/0695 |
|---|---|
| Date | Oct 31, 2019 |
| Book Page | 01627/0695 |
| Instrument | 05271 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | BLAIRSVILLE, GA 30512 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 30, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | Aug 16, 2017 |
| Property Address | 185 COBB BLF, MURPHY, NC 28906-6234 |
| Document Number | 01567/0096 |
| Book / Page | 01567 / 0096 |
| Instrument Date | Aug 08, 2017 |
| Instrument | 03609 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $300.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1054 EMBASSY AVE, 1054, SPRING HILL, FL 34606-5843 |
| Name | Verified Name |
|---|---|
| Address | 185 COBB BLF, MURPHY, NC 28906-6234 |
| Document Number | 03610 |
|---|---|
| Date | Aug 16, 2017 |
| Instrument | 03610 |
| Name | BRANCH BANKING AND TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Sep 01, 2037 |
Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,069.00 | $149,350 (-) | $149,350 (-) Land $12,000 Building $137,350 |
| 2023 | $149,350 | $149,350 Land $12,000 Building $137,350 |
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