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292 Cobb Bluff, Murphy, NC 28906 Property Records

Cherokee County property record for 292 Cobb Bluff, Murphy, NC 28906 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Rural Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 2007
Square Footage1,456 sqft Heated Area
Lot Size46,609 sqft (1.07 acres)
Last Sale$292,000 (2022)
Tax Bill$1,663.00 (2025)

Property Details

APN / Parcel Number

Primary APN447900750488000
Alternative APNs
  • 52190
  • 56525

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area1,456 sqft Heated Area
Gross Area3,184 sqft Gross Area
1st Floor936 sqft 1st Floor
Upper Floors520 sqft Upper Floors
Basement Area936 sqft Basement
Finished Basement936 sqft Finished
Unfinished Basement936 sqft Unfinished
Stories1 Stories
Primary FlooringWood Flooring
Interior StructurePlaster Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 2007
Exterior MaterialWood Siding Exterior
Roof ConstructionCathedral/Clerestory Roof Construction
Roof MaterialMetal Roof
Lot Area46,609 sqft (1.07 acres)
Depth X Width335 ft x 167 ft Depth x Width
Deck Area400 sqft Deck
Porch Area176 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHeat Pump Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number56525
Street Address292 COBB BLF
CityMURPHY
StateNC
Zip28906-6294
Property UsageResidential Property Usage
TypeResidential > Single Family > Rural Home
Legal DescriptionLOT 1 COBB BLUFF ESTATES 1648/298
Legal SubdivisionCOBB BLUFF ESTATES
Legal Lot Number1
JurisdictionCHEROKEE NC
Minor Civil DivisionNOTLA
Census Blockgroup1
Census Block1038
Census Tract930604

Owner

Source: Cherokee County records · APN 447900750488000

Assessment roll updated October 10, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address292 COBB CIR, MURPHY, NC 28906-6037
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
Mar 30, 2026Deed of Trust, Mortgage · Line of Credit
DART COLLATERAL MANAGER LLC
Mar 13, 2019Deed of Trust, Mortgage · Line of Credit
NANTAHALA BANK & TRUST COMPANY
Jan 12, 2018Deed of Trust, Mortgage
NORMA LOUSE STARR
Jan 12, 2022Warranty Deed, Transfer · Conventional Mortgage
LOWER LLC
Jul 11, 2017Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 12, 2022 · Amount on Record
Deed SaleJan 12, 2022 · Amount on Record
Prior SaleJul 11, 2017 · Amount on Record
Deed Doc Number2022212
Deed Book / Page1701 / 454
Prior Transfer DateJan 06, 2022
Prior Transfer Doc001701/454
Record RefreshedSep 20, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE NC
Property Address292 COBB BLF, MURPHY, NC 28906-6294
Transaction TypeMortgage
Record UpdatedApr 14, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001798/349
DateMar 30, 2026
Book Page1798/349
Instrument1467
Lender
NameDART COLLATERAL MANAGER LLC
TypeNon-Lending Institution
Address17911 VON KARMAN AVE STE 400, IRVINE, CA 92614
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueApr 17, 2056
Interest
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE NC
Property Address292 COBB BLF, MURPHY, NC 28906-6294
Transaction TypeMortgage
Record UpdatedMar 08, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number01608/0687
DateMar 13, 2019
Book Page01608/0687
Instrument01036
Lender
NameNANTAHALA BANK & TRUST COMPANY
TypeBank
AddressMURPHY, NC 28906
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueMar 05, 2044
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE NC
Property Address292 COBB BLF, MURPHY, NC 28906-6294
Transaction TypeMortgage
Record UpdatedMar 08, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number01578/0679
DateJan 12, 2018
Book Page01578/0679
Instrument00195
Lender
NameNORMA LOUSE STARR
TypePrivate Party
Agreement
AmountAmount Recorded
Term60 Months
DueJan 12, 2023

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE NC
Recording DateJan 12, 2022
Property Address292 COBB BLF, MURPHY, NC 28906-6294
Document Number001701/454
Book / Page1701 / 454
Instrument DateJan 06, 2022
Instrument212
Transaction TypeTransfer
Record UpdatedFeb 04, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$584.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 871153, WASILLA, AK 99687-1153

Transferred To (Grantee/Buyer)

NameVerified Name
Address117 BEACON FALLS CT, SUMMERVILLE, SC 29486-8263

Mortgage

Document Number0001701458
DateJan 12, 2022
Instrument1701/458
Lender
NameLOWER LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2052

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE NC
Recording DateJul 11, 2017
Property Address292 COBB BLF, MURPHY, NC 28906-6294
Document Number01564/0391
Book / Page01564 / 0391
Instrument DateJul 11, 2017
Instrument02984
Transaction TypeTransfer
Record UpdatedJun 06, 2023

Transaction

AmountAmount Recorded
Tax$370.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address5025 JOHNS CT, 5025, ALPHARETTA, GA 30004-3931

Transferred To (Grantee/Buyer)

NameVerified Name
Address838 E 14TH AVE, NEW SMYRNA BEACH, FL 32169-3316

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated October 10, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCherokee County
Unified School DistrictCherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,663.00$239,570 (-)$239,570 (-) Land $15,000 Building $224,570
2023$239,570$239,570 Land $15,000 Building $224,570

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