346 Cambridge Ave, Elyria, OH 44035 Property Records

Lorain County property record for 346 Cambridge Ave, Elyria, OH 44035 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 1960
Square Footage	1,123 sqft Living Area
Lot Size	5,227 sqft (0.12 acres)
Occupancy	Owner Occupied
Last Sale	$87,500 (2021)
Tax Bill	$1,829.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`06-25-074-102-015`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Total Rooms	5 Rooms
Building Area	1,123 sqft Living Area
1st Floor	624 sqft 1st Floor
Upper Floors	499 sqft Upper Floors
Basement Area	624 sqft Basement
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Cape Cod Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Lot Area	5,227 sqft (0.12 acres)
Depth X Width	135 ft x 41 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Detached Garage
Garage Area	400 sqft Garage
Porch Area	384 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Heating Fuel	Gas Heating Fuel
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Street Address	346 CAMBRIDGE AVE
City	ELYRIA
State	OH
Zip	44035-6452
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	HILL R CO SUB 2 41 X 135
Legal Subdivision	HILL R CO SUB 2
Legal Tract	25
Legal Block	102
Legal Lot Number	154
Jurisdiction	LORAIN OH
Minor Civil Division	ELYRIA
Census Blockgroup	2
Census Block	2005
Census Tract	71100

Owner

Source: Lorain County records · APN 06-25-074-102-015

Assessment roll updated May 16, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	346 CAMBRIDGE AVE, ELYRIA, OH 44035-6452
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 01, 2021 · Amount on Record
Deed Sale	Dec 01, 2021 · Amount on Record
Prior Sale	Aug 15, 2000 · Amount on Record
Deed Doc Number	2021851881
Prior Transfer Date	May 26, 1999
Prior Transfer Doc	0000619056
Record Refreshed	Sep 20, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Dec 01, 2021
Property Address	346 CAMBRIDGE AVE, ELYRIA, OH 44035-6452
Document Number	20210851881
Map Reference	VOL 9 PG 1
Instrument Date	Oct 06, 2021
Instrument	2021-0851881
Transaction Type	Transfer
Record Updated	Dec 10, 2021
Title Company	INFINITE TITLE, INFINITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	346 CAMBRIDGE AVE, ELYRIA, OH 44035-6452

Mortgage

Document Number	20210851882
Date	Dec 01, 2021
Instrument	2021-0851882

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 01, 2051

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,829.00 Homeowner's exemption	$38,840 (+0.01%) Land $6,390 Building $32,450	$110,960 (-) Land $18,250 Building $92,710
2024	$1,829.00 (+9.98%)	$38,836 (+27.21%) Land $6,388 Building $32,449	$110,960 (+27.22%) Land $18,250 Building $92,710
2023	$1,663.00 (+0.36%)	$30,528 (-0.01%) Land $6,542 Building $23,986	$87,220 (-) Land $18,690 Building $68,530
2022	$1,657.00	$30,530 Land $6,540 Building $23,990
2021			$87,220 Land $18,690 Building $68,530

Flood & Wildfire

346 Cambridge Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.