338 Cambridge Ave, Elyria, OH 44035 Property Records

Lorain County property record for 338 Cambridge Ave, Elyria, OH 44035 · Last verified March 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1970
Square Footage1,166 sqft Living Area
Lot Size5,227 sqft (0.119 acres)
OccupancyOwner Occupied
Last Sale$100,000 (2018)
Tax Bill$1,962.00 (2025)

Property Details

APN / Parcel Number

Primary APN06-25-074-102-013

Interior

Bedrooms3 Beds
Full Baths1 Baths
Total Rooms6 Rooms
Building Area1,166 sqft Living Area
1st Floor594 sqft 1st Floor
2nd Floor572 sqft 2nd Floor
Stories2 Stories
FireplaceFireplace

Exterior

Year BuiltBuilt 1932
Effective Year BuiltEffective 1970
Architectural StyleTraditional Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Lot Area5,227 sqft (0.119 acres)
Depth X Width135 ft x 41 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeDetached Garage
Garage Area264 sqft Garage

Exterior Amenities

Balcony Area40 sqft Balcony
BalconyBalcony
PorchOpen Porch
Porch Area216 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address338 CAMBRIDGE AVE
CityELYRIA
StateOH
Zip44035-6452
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionHILL REALTY 2 41 X 135
Legal SubdivisionHILL REALTY COMPANYS SUBDIVISION #2
Legal Tract25
Legal Block102
Legal Lot Number152
JurisdictionLORAIN OH
Minor Civil DivisionELYRIA
Census Blockgroup2
Census Block2005
Census Tract71100

Owner

Source: Lorain County records · APN 06-25-074-102-013

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address338 CAMBRIDGE AVE, ELYRIA, OH 44035-6452
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 26, 2024Deed of Trust, Mortgage · Stand Alone Second Mortgage
PENNYMAC LOAN SERVICES LLC
Apr 14, 2022Deed of Trust, Mortgage · Stand Alone Second Mortgage
PENNYMAC LOAN SERVICES LLC
Dec 14, 2018Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
POLARIS HOME FUNDING CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 14, 2018 · Amount on Record
Deed SaleDec 14, 2018 · Amount on Record
Prior SaleOct 24, 2003 · Amount on Record
Deed Doc Number2018007271
Record RefreshedJun 08, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address338 CAMBRIDGE AVE, ELYRIA, OH 44035-6452
Transaction TypeMortgage
Record UpdatedMar 06, 2024
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address338 CAMBRIDGE AVE, ELYRIA, OH 44035-6452

Mortgage

Document Number0000004910
DateFeb 26, 2024
Instrument2024-0004910
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term299 Months
DueJan 01, 2049

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address338 CAMBRIDGE AVE, ELYRIA, OH 44035-6452
Transaction TypeMortgage
Record UpdatedApr 22, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address338 CAMBRIDGE AVE, ELYRIA, OH 44035-6452

Mortgage

Document Number0000871094
DateApr 14, 2022
Instrument2022-0871094
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term321 Months
DueJan 01, 2049

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLORAIN OH
Recording DateDec 14, 2018
Property Address338 CAMBRIDGE AVE, ELYRIA, OH 44035-6452
Document Number0000698225
Map ReferenceVOL9 PG1
Instrument DateDec 12, 2018
Instrument2018-0698225
Transaction TypeTransfer
Record UpdatedApr 29, 2022
Title CompanyEXAMCO TITLE SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address338 CAMBRIDGE AVE, ELYRIA, OH 44035-6452

Mortgage

Document Number0000698226
DateDec 14, 2018
Instrument2018-0698226
Lender
NamePOLARIS HOME FUNDING CORP
TypeLending Institution
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2049

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityElyria City
Unified School DistrictElyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,962.00$40,980 (+%) Land $6,390 Building $34,590$117,080 (-) Land $18,250 Building $98,830
2024$1,962.00 (+9.61%)$40,979 (+27.59%) Land $6,388 Building $34,591$117,080 (+27.59%) Land $18,250 Building $98,830
2023$1,790.00 (+0.85%)$32,117 (-0.01%) Land $6,542 Building $25,575$91,760 (-) Land $18,690 Building $73,070
2022$1,775.00$32,120 Land $6,540 Building $25,580
2021$91,760 Land $18,690 Building $73,070

Flood & Wildfire

338 Cambridge Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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