342 Cambridge Ave, Elyria, OH 44035 Property Records

Lorain County property record for 342 Cambridge Ave, Elyria, OH 44035 · Last verified March 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1966
Square Footage	1,164 sqft Living Area
Lot Size	5,227 sqft (0.119 acres)
Occupancy	Owner Occupied
Last Sale	$67,150 (1994)
Tax Bill	$1,955.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`06-25-074-102-014`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Total Rooms	7 Rooms
Building Area	1,164 sqft Living Area
1st Floor	592 sqft 1st Floor
2nd Floor	572 sqft 2nd Floor
Stories	2 Stories
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1966
Architectural Style	Traditional Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Lot Area	5,227 sqft (0.119 acres)
Depth X Width	135 ft x 41 ft Depth x Width
Garage Type	Detached Garage
Garage Area	216 sqft Garage

Exterior Amenities

Balcony Area	54 sqft Balcony
Balcony	Balcony
Patio Area	54 sqft Patio
Porch	Open Porch
Porch Area	230 sqft Porch

Utilities and HVAC

Heating System	HVAC Heating

Location & Zoning

Street Address	342 CAMBRIDGE AVE
City	ELYRIA
State	OH
Zip	44035-6452
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	HILL R CO FRNT 0041.00 DPTH 0135.00
Legal Subdivision	HILL R CO FRNT
Legal Tract	25
Legal Block	102
Legal Lot Number	153
Jurisdiction	LORAIN OH
Minor Civil Division	ELYRIA
Census Blockgroup	2
Census Block	2005
Census Tract	71100

Owner

Source: Lorain County records · APN 06-25-074-102-014

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	342 CAMBRIDGE AVE, ELYRIA, OH 44035-6452
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 27, 1994 · Amount on Record
Deed Sale	Oct 27, 1994 · Amount on Record
Record Refreshed	Jun 08, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	342 CAMBRIDGE AVE, ELYRIA, OH 44035-6452
Document Number	0000718421
Instrument Date	May 31, 2019
Transaction Type	Mortgage
Record Updated	Jun 27, 2019
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	342 CAMBRIDGE AVE ELYRIA OH 440356452, ELYRIA, OH 44035-6452

Mortgage

Document Number	0000718421
Date	Jun 14, 2019
Instrument	718421

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 13, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,955.00	$41,530 (+0.01%) Land $6,390 Building $35,140	$118,640 (-) Land $18,250 Building $100,390
2024	$1,955.00 (+16.65%)	$41,525 (+34.94%) Land $6,388 Building $35,137	$118,640 (+34.94%) Land $18,250 Building $100,390
2023	$1,676.00 (+0.36%)	$30,773 (+0.01%) Land $6,542 Building $24,231	$87,920 (-) Land $18,690 Building $69,230
2022	$1,670.00	$30,770 Land $6,540 Building $24,230
2021			$87,920 Land $18,690 Building $69,230

Flood & Wildfire

342 Cambridge Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.