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3456 Gulfview Dr, Hernando Beach (Spring Hill), FL 34607 Property Records

Hernando County property record for 3456 Gulfview Dr, Hernando Beach, FL 34607

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 3,172 sqft · built 2020
Lot Size0.183 acres (7,959 sqft)
Owner2 Individual Names on File
Last Sale$109,000 (Apr 2017)
Tax Bill$12,704 (2025)
Deeds & MortgagesJul 2023 Line of Credit
Jul 2022 Transfer
+ 3 more
Flood ZoneZone AE (high risk)
APNR12-223-16-2020-0640-0090

Property Details

APN / Parcel Number

Primary APNR12-223-16-2020-0640-0090
Alternative APNs
  • 00160541
  • 160541

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms4 Rooms
Stories3 Stories
Building Area3,172 sqft Living Area
Gross Area6,527 sqft
1st Floor Area2,060 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace
ElevatorElevator

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area7,959 sqft (0.183 acres)
Garage TypeAttached
Garage Area2,086 sqft
Parking Spaces7 Parking Spaces
Pool Area264 sqft
PorchPatio
Patio Area384 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number00160541
Street Address3456 GULFVIEW DR
CityHERNANDO BEACH
StateFL
Zip34607-3215
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGULF COAST RET UNIT 6 BLK 64 LOT 9 OR 309 PG 51
Legal Range16E
Legal Township23S
Legal Section12
Legal SubdivisionGULF COAST RET UNIT 6
Legal Block64
Legal Lot Number9
JurisdictionHERNANDO FL
Township / Civil DivisionHERNANDO BEACH
Census Block Group2
Census Block2033
Census Tract41501

Owner

Source: Hernando County assessment roll, APN R12-223-16-2020-0640-0090, as of December 8, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3456 GULFVIEW DR, HERNANDO BEACH, FL 34607-3215
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Jul 12, 2023Deed of Trust, Mortgage · Line of Credit
TRUIST BANK
Jul 11, 2022Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Jun 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Nov 28, 2018Quit Claim Deed, Transfer · Construction Mortgage
CAPITAL CITY BANK
Apr 05, 2017Warranty Deed, Transfer · Conventional Mortgage
GARY A KASPER

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 05, 2017 · Amount on Record
Deed SaleApr 05, 2017 · Amount on Record
Prior SaleNov 17, 2009 · Amount on Record
Deed Document Number201719287
Deed Book / Page3456 / 767
Last Transfer DateJul 08, 2022
Transfer Doc0041940827
Record UpdatedSep 20, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHERNANDO FL
Property Address3456 GULFVIEW DR, HERNANDO BEACH, FL 34607-3215
Transaction TypeMortgage
Record UpdatedAug 02, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address3456 GULFVIEW DR, HERNANDO BEACH, FL 34607-3215

Mortgage

Document Number0043181266
DateJul 12, 2023
Book Page4318/1266
Instrument2023042750
Lender
NameTRUIST BANK
TypeBank
AddressWHITEVILLE, NC 28472
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueJun 23, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHERNANDO FL
Recording DateJul 11, 2022
Property Address3456 GULFVIEW DR, HERNANDO BEACH, FL 34607-3215
Document Number0041940827
Book / Page4194 / 827
Map ReferenceMB 7 PG 14,14&14C
Instrument DateJul 08, 2022
Instrument2022052771
Transaction TypeTransfer
Record UpdatedOct 20, 2022
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address3456 GULFVIEW DR, 3456, HERNANDO BEACH, FL 34607-3215

Transferred To (Grantee/Buyer)

NameVerified Name
Address3456 GULFVIEW DR, HERNANDO BEACH, FL 34607-3215

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHERNANDO FL
Property Address3456 GULFVIEW DR, HERNANDO BEACH, FL 34607-3215
Transaction TypeMortgage
Record UpdatedDec 07, 2021
Title CompanyALL PERFORMANCE TITLE LLC, ALL PERFORMANCE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3456 GULFVIEW DR, HERNANDO BEACH, FL 34607-3215

Mortgage

Document Number0040121152
DateJun 15, 2021
Book Page4012/1152
Instrument2021044662
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2051

November 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHERNANDO FL
Recording DateNov 28, 2018
Property Address3456 GULFVIEW DR, HERNANDO BEACH, FL 34607-3215
Document Number0036460677
Book / Page3646 / 0677
Map ReferenceMB7 PG14
Instrument DateNov 26, 2018
Instrument2018071107
Transaction TypeTransfer
Record UpdatedDec 07, 2021
Title CompanyALL PERFORMANCE TITLE LLC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name
Address3415 PALOMETA DR, 3415, HERNANDO BEACH, FL 34607-3654

Transferred To (Grantee/Buyer)

NameVerified Name
Address3415 PALOMETA DR, HERNANDO BEACH, FL 34607-3654

Mortgage

Document Number2018071108
DateNov 28, 2018
Instrument2018071108
Lender
NameCAPITAL CITY BANK
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term373 Months
DueDec 01, 2049
Interest
Rate TypeFixed Rate
Rate5.87%
Type Change DateDec 01, 2029
Change FrequencyAnnually
Min Rate At Change5.87%
Max Rate At Change7.87%
Index1-Year CMT
Margin3
Max Rate11.8%

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHERNANDO FL
Recording DateApr 05, 2017
Property Address3456 GULFVIEW DR, HERNANDO BEACH, FL 34607-3215
Document Number0034560767
Book / Page003456 / 000767
Instrument DateMar 24, 2017
Instrument19287
Transaction TypeTransfer
Record UpdatedMay 17, 2017
Title CompanyNORTH AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$763.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3415 PALOMETA DR HERNANDO BEACH FL 346073654, HERNANDO BEACH, FL 34607-3654

Mortgage

Document Number34560769
DateApr 05, 2017
Book Page003456/000769
Instrument19288
Lender
NameGARY A KASPER
Address6502 LOUISE CT, HUDSON, FL 34667-1302
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term24 Months
DueApr 04, 2019
Interest
Rate6%

Tax Assessment & Valuation

Source: Hernando County assessment roll as of December 8, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHernando County
Unified School DistrictHernando County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$12,704.00 (+3.69%) Homeowner's exemption$896,999 (+5.99%)$1,130,258 (-5.29%) Land $203,108 Building $927,150
2023$846,329 Land $846,329
2022$12,252.00$1,193,338 Land $209,475 Building $983,863

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hernando County (12053C), as of April 19, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120530415012, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation12.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 412 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies412 in force
Nearby Flood Claims1,071 (1979–2024)
Claims Outside the SFHA6 of 1,071
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Helene, Sep 2024 · 342 claims
  • Hurricane Idalia, Sep 2023 · 115 claims
  • Tropical Storm Josephine, Oct 1996 · 84 claims

Wildfire

Wildfire RiskModerate
above 51% of the US · lower than 78% of Florida
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 356 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 35
AT&T
Fixed Wireless		100 / 20

May also be available: Verizon.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL6277059, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemHERNANDO CO UTL-WEST
serves 145,204 people
Water SourceGroundwater
Last State InspectionMay 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting18
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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