3428 Gulfview Dr, Hernando Beach (Spring Hill), FL 34607 Property Records

Hernando County property record for 3428 Gulfview Dr, Hernando Beach, FL 34607

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,825 sqft · built 2021
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$763,600 (Feb 2021)
Tax Bill	$15,113 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Feb 2021 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`R12-223-16-2020-0640-0130`

Property Details

APN / Parcel Number

Primary APN	`R12-223-16-2020-0640-0130`
Alternative APNs	`00160587` `160587`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	3 Stories
Building Area	2,825 sqft Living Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Exterior Material	Other
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	8,712 sqft (0.2 acres)
Parking Spaces	8 Parking Spaces
Patio Area	48 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00160587
Street Address	3428 GULFVIEW DR
City	HERNANDO BEACH
State	FL
Zip	34607-3215
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GULF COAST RET UNIT 6 BLK 64 LOT 13
Legal Range	16E
Legal Township	23S
Legal Section	12
Legal Subdivision	GULF COAST RET UNIT 6
Legal Block	64
Legal Lot Number	13
Legal Unit	6
Jurisdiction	HERNANDO FL
Township / Civil Division	HERNANDO BEACH
Census Block Group	2
Census Block	2033
Census Tract	41501

Owner

Source: Hernando County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3428 GULFVIEW DR, HERNANDO BEACH, FL 34607-3215
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2023	Deed of Trust, Mortgage · Line of Credit CAPITAL CITY BANK
Feb 5, 2021	Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK
May 24, 2019	Warranty Deed, Transfer AMERICAS TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 5, 2021 · Amount on Record
Deed Sale	Feb 5, 2021 · Amount on Record
Prior Sale	May 24, 2019 · Amount on Record
Deed Document Number	2021007948
Deed Book / Page	3948 / 1955
Record Updated	Jun 8, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	3428 GULFVIEW DR, HERNANDO BEACH, FL 34607-3215
Transaction Type	Mortgage
Record Updated	Oct 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3428 GULFVIEW DR, HERNANDO BEACH, FL 34607-3215

Mortgage

Document Number	0043431751
Date	Sep 19, 2023
Book Page	4343/1751
Instrument	2023059193

Lender

Name	CAPITAL CITY BANK
Type	Bank
Address	TALLAHASSEE, FL 32301

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	238 Months
Due	Jul 10, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Feb 5, 2021
Property Address	3428 GULFVIEW DR, HERNANDO BEACH, FL 34607-3215
Document Number	0039481955
Book / Page	3948 / 1955
Map Reference	MB 7 PG 14
Instrument Date	Feb 1, 2021
Instrument	2021007948
Transaction Type	Transfer
Record Updated	Mar 31, 2023
Title Company	AMERICS TITLE CORPORATION, AMERICAS TITLE CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,345.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9220 BAYWAY DR, ORLANDO, FL 32819-4082

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5242 SANDRA DR, WEEKI WACHEE, FL 34607-2349

Mortgage

Document Number	0039481957
Date	Feb 5, 2021
Instrument	3948/1957

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	May 24, 2019
Property Address	3428 GULFVIEW DR, HERNANDO BEACH, FL 34607-3215
Document Number	0037070282
Book / Page	003707 / 000282
Instrument Date	May 20, 2019
Instrument	32090
Transaction Type	Transfer
Record Updated	Jul 1, 2019
Title Company	AMERICAS TITLE

Transaction

Amount	Amount Recorded
Tax	$770.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	9220 BAYWAY DR ORLANDO FL 328194082, ORLANDO, FL 32819-4082

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,113.00 (-13.61%) Additional exemption filed	$1,098,113 (-4.67%) Land $201,222 Building $896,891	$1,098,113 (-4.67%) Land $201,222 Building $896,891
2023		$1,151,878 Land $215,974 Building $935,904
2022	$17,493.00		$1,151,878 Land $207,550 Building $944,328

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 412 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	412 in force
Nearby Flood Claims	1,071 (1979–2024)
Claims Outside the SFHA	6 of 1,071
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Helene, Sep 2024 · 342 claims Hurricane Idalia, Sep 2023 · 115 claims Tropical Storm Josephine, Oct 1996 · 84 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 78% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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