3422 Gulfview Dr, Hernando Beach (Spring Hill), FL 34607 Property Records

Hernando County property record for 3422 Gulfview Dr, Hernando Beach, FL 34607

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,534 sqft · built 1979
Lot Size	0.208 acres (9,078 sqft)
Owner	2 Individual Names on File
Last Sale	$230,000 (Jun 2015)
Tax Bill	$3,416 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`R12-223-16-2020-0640-0140`

Property Details

APN / Parcel Number

Primary APN	`R12-223-16-2020-0640-0140`
Alternative APNs	`00160596` `160596`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,534 sqft Living Area
Gross Area	2,700 sqft
1st Floor Area	1,534 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1984
Exterior Material	Combination
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,078 sqft (0.208 acres)
Lot Dimensions	70 ft deep x 165 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	507 sqft
Porch	Slab
Porch Area	892 sqft
Patio Area	48 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00160596
Street Address	3422 GULFVIEW DR
City	HERNANDO BEACH
State	FL
Zip	34607-3215
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GULF COAST RET UNIT 6 BLK 64 LOT 14 & A TR 165X70 FT LYING S OF LOT 14 DES IN ORB 885 PG 986
Legal Range	16E
Legal Township	23S
Legal Section	12
Legal Subdivision	GULF COAST RET UNIT 6
Legal Tract	165X70
Legal Block	64
Legal Lot Number	14
Jurisdiction	HERNANDO FL
Township / Civil Division	HERNANDO BEACH
Census Block Group	2
Census Block	2033
Census Tract	41501

Owner

Source: Hernando County records · APN R12-223-16-2020-0640-0140

Assessment roll updated December 8, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3422 GULFVIEW DR, HERNANDO BEACH, FL 34607-3215
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 24, 2015 · Amount on Record
Deed Sale	Jun 24, 2015 · Amount on Record
Prior Sale	Jul 31, 2001 · Amount on Record
Deed Document Number	201536524
Deed Book / Page	3240 / 568
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Recording Date	Jul 30, 2026
Property Address	3422 GULFVIEW DR, HERNANDO BEACH, FL 34607-3215
Document Number	0000051807
Book / Page	4742 / 826
Instrument Date	Jul 22, 2026
Instrument	202651807
Transaction Type	Mortgage
Record Updated	Aug 19, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3422 GULFVIEW DR, HERNANDO BEACH, FL 34607-3215

Mortgage

Document Number	0000051807,
Date	Jul 30, 2026
Book Page	4742/826
Instrument	202651807

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 17, 2056

Interest

Rate	6.49%
Max Rate	-1%

Tax Assessment & Valuation

Source: Hernando County records · Assessment roll updated December 8, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,416.00 (+16.63%) Homeowner's exemption	$246,381 (+5.99%)	$455,700 (-4.58%) Land $230,888 Building $224,812
2023		$232,463 Land $39,073 Building $193,390
2022	$2,929.00		$477,562 Land $238,150 Building $239,412

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 19, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 412 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	412 in force
Nearby Flood Claims	1,071 (1979–2024)
Claims Outside the SFHA	6 of 1,071
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Helene, Sep 2024 · 342 claims Hurricane Idalia, Sep 2023 · 115 claims Tropical Storm Josephine, Oct 1996 · 84 claims

Wildfire

Wildfire Risk	Moderate above 51% of the US · lower than 78% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Based on FCC filings for 356 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.