Kenton County property record for 3455 Sunbrite Dr, Covington, KY 41015
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · built 2024 |
| Lot Size | 0.74 acres (32,234 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $635,000 (Jan 2025) |
| Tax Bill | $6,292 (2025) |
| Deeds & Mortgages | Nov 2023 Construction Loan Nov 2023 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 045-00-02-001.00 |
| Primary APN | 045-00-02-001.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 1 Story |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Lot Area | 32,234 sqft (0.74 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 3455 SUNBRITE DR |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41015-4238 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COUNTRY GARDEN EST SEC 1 PT LOT 1 LESS 0.073 AC TO R,W |
| Legal Subdivision | COUNTRY GARDEN ESTS |
| Legal Phase | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 65300 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3455 SUNBRITE DR, COVINGTON, KY 41015-4238 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Nov 1, 2023 | Deed of Trust, Mortgage · Construction Mortgage REAL ESTATE RETURN LLC |
| Nov 1, 2023 | Deed of Trust, Mortgage · Stand-Alone First Mortgage WARBOY IRA |
| Nov 1, 2023 | Warranty Deed, Transfer · Stand-Alone First Mortgage JILL LEMKE 401K PLAN |
| Mar 24, 2021 | Correction Deed |
| Feb 23, 2021 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 27, 2025 · Amount on Record |
| Deed Sale | Jan 27, 2025 · Amount on Record |
| Prior Sale | Nov 1, 2023 · Amount on Record |
| Deed Document Number | 2025104 |
| Deed Book / Page | 326 / 1 |
| Prior Transfer Date | Mar 17, 2021 |
| Prior Transfer Doc | 0000000238 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3455 SUNBRITE DR, COVINGTON, KY 41015-4238 |
| Transaction Type | Mortgage |
| Record Updated | Jan 5, 2024 |
| Name | Verified Name |
|---|---|
| Address | 10198 HAMLET CT, UNION, KY 41091-7181 |
| Document Number | 0005900014 |
|---|---|
| Date | Nov 1, 2023 |
| Book Page | KCM 504/274 |
| Instrument | 23110105900014 |
| Name | REAL ESTATE RETURN LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | SEATTLE, WA 98125 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 11 Months |
| Due | Oct 30, 2024 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3455 SUNBRITE DR, COVINGTON, KY 41015-4238 |
| Transaction Type | Mortgage |
| Record Updated | Jan 5, 2024 |
| Name | Verified Name |
|---|---|
| Address | 10198 HAMLET CT, UNION, KY 41091-7181 |
| Document Number | 0005900013 |
|---|---|
| Date | Nov 1, 2023 |
| Book Page | KCM 504/262 |
| Instrument | 23110105900013 |
| Name | WARBOY IRA |
|---|---|
| Type | Non-Lending Institution |
| Address | PHOENIX, AZ 85012 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 11 Months |
| Due | Oct 30, 2024 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Nov 1, 2023 |
| Property Address | 3455 SUNBRITE DR, COVINGTON, KY 41015-4238 |
| Document Number | 0005900011 |
| Book / Page | KC 255 / 21 |
| Map Reference | SL A-342 |
| Instrument Date | Oct 30, 2023 |
| Instrument | 23110105900011 |
| Transaction Type | Transfer |
| Record Updated | Jan 5, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3063 BALSAM CT, EDGEWOOD, KY 41017-3361 |
| Name | Verified Name |
|---|---|
| Address | 10198 HAMLET CT, UNION, KY 41091-7181 |
| Document Number | 0005900012 |
|---|---|
| Date | Nov 1, 2023 |
| Book Page | KCM 504/250 |
| Instrument | 23110105900012 |
| Name | JILL LEMKE 401K PLAN |
|---|---|
| Type | Non-Lending Institution |
| Address | GLEN COVE, NY 11542 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 11 Months |
| Due | Oct 30, 2024 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Mar 24, 2021 |
| Property Address | 3455 SUNBRITE DR, COVINGTON, KY 41015-4238 |
| Document Number | 0005900238 |
| Book / Page | 79 / 874 |
| Map Reference | SL A-342 |
| Instrument Date | Mar 17, 2021 |
| Instrument | 21032405900238 |
| Record Updated | Jan 5, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 9087 ALYSSUM DR, COVINGTON, KY 41015-4248 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 2003 PIECK DR, FT MITCHELL, KY 41011-2627 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Feb 23, 2021 |
| Property Address | 3455 SUNBRITE DR, COVINGTON, KY 41015-4238 |
| Document Number | 0005900121 |
| Book / Page | 73 / 471 |
| Map Reference | SL A-42 |
| Instrument Date | Feb 5, 2021 |
| Instrument | 21022305900121 |
| Transaction Type | Transfer |
| Record Updated | Jan 5, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $27.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9087 ALYSSUM DR, COVINGTON, KY 41015-4248 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 2003 PIECK DR, FT MITCHELL, KY 41011-2627 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $635,000 (-) Land $60,000 Building $575,000 | $635,000 (-) Land $60,000 Building $575,000 | |
| 2025 | $6,292.00 (+994.26%) | $635,000 (+1,075.93%) Land $36,000 Building $599,000 | $635,000 (+1,075.93%) Land $36,000 Building $599,000 |
| 2023 | $575.00 (-2.38%) | $54,000 (-) Land $54,000 | $54,000 (-) Land $54,000 |
| 2022 | $589.00 | $54,000 Land $54,000 | $54,000 Land $54,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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