Kenton County property record for 3451 Sunbrite Dr, Covington, KY 41015 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,644 sqft · built 2005 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $287,500 (Jun 2025) |
| Tax Bill | $5,400 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Aug 2023 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 045-00-02-002.00 |
| Primary APN | 045-00-02-002.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,644 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 12,197 sqft (0.28 acres) |
| Lot Dimensions | 162 ft deep x 86 ft wide |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 3451 SUNBRITE DR |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41015-4238 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COUNTRY GARDEN EST SEC 1 LOT 2 |
| Legal Subdivision | COUNTRY GARDEN ESTS |
| Legal Phase | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 65300 |
Source: Kenton County records · APN 045-00-02-002.00
Assessment roll updated December 2, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 706 LAKEWOOD DR, TAYLOR MILL, KY 41015-4408 |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Jan 14, 2022 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Aug 17, 2023 | Warranty Deed, Transfer · Conventional Mortgage SIBCY CLINE MORTGAGE SERVICES INC |
| Aug 17, 2023 | Warranty Deed, Transfer LAWYERS TITLE, LAWYERS TITLE OF CINCINNATI |
| Aug 20, 2018 | Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BK |
| May 10, 2017 | Warranty Deed, Transfer · Conventional with PMI VICTORY CMNTY BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 11, 2025 · Amount on Record |
| Deed Sale | Jun 11, 2025 · Amount on Record |
| Prior Sale | Jun 11, 2025 · Amount on Record |
| Deed Document Number | 2025196 |
| Deed Book / Page | 346 / 688 |
| Prior Transfer Date | May 09, 2016 |
| Prior Transfer Doc | 0005900028 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3451 SUNBRITE DR, COVINGTON, KY 41015-4238 |
| Transaction Type | Mortgage |
| Record Updated | Jan 05, 2024 |
| Title Company | NOT AVAILABLE, TITLE365 ORIGINATION |
| Name | Verified Name |
|---|
| Document Number | 0005900069 |
|---|---|
| Date | Jan 14, 2022 |
| Book Page | 327/144 |
| Instrument | 22011405900069 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 236 Months |
| Due | Sep 01, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Aug 17, 2023 |
| Property Address | 3451 SUNBRITE DR, COVINGTON, KY 41015-4238 |
| Document Number | 0005900126 |
| Book / Page | KC 242 / 214 |
| Map Reference | SL A-342 |
| Instrument Date | Aug 15, 2023 |
| Instrument | 23081705900126 |
| Transaction Type | Transfer |
| Record Updated | Jan 05, 2024 |
| Title Company | LAWYERS TTL OF CINCINNATI IN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $545.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1 PARKVIEW PLZ STE 400, 400, OAKBROOK TERRACE, IL 60181-4492 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3451 SUNBRITE DR, COVINGTON, KY 41015-4238 |
| Document Number | 0005900127 |
|---|---|
| Date | Aug 17, 2023 |
| Book Page | KCM 485/152 |
| Instrument | 23081705900127 |
| Name | SIBCY CLINE MORTGAGE SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45236 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Aug 17, 2023 |
| Property Address | 3451 SUNBRITE DR, COVINGTON, KY 41015-4238 |
| Document Number | 0005900125 |
| Book / Page | KC 242 / 209 |
| Map Reference | SL A-342 |
| Instrument Date | Jul 25, 2023 |
| Instrument | 23081705900125 |
| Transaction Type | Transfer |
| Record Updated | Jan 05, 2024 |
| Title Company | LAWYERS TITLE, LAWYERS TITLE OF CINCINNATI |
| Amount | Amount Recorded |
|---|---|
| Tax | $545.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3451 SUNBRITE DR, COVINGTON, KY 41015-4238 |
| Name | Verified Name |
|---|---|
| Address | 1 PARKVIEW PLZ STE 400, 400, OAKBROOK TERRACE, IL 60181-4492 |
| Investor | Possibly a Property Investor |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Aug 20, 2018 |
| Property Address | 3451 SUNBRITE DR, COVINGTON, KY 41015-4238 |
| Document Number | 0000000176 |
| Book / Page | 0I4150 / 000163 |
| Instrument Date | Aug 16, 2018 |
| Instrument | 176 |
| Transaction Type | Transfer |
| Record Updated | Sep 13, 2018 |
| Title Company | KENTUCKY LAND TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $322.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3451 SUNBRITE DR COVINGTON KY 410154238, COVINGTON, KY 41015-4238 |
| Document Number | 178 |
|---|---|
| Date | Aug 20, 2018 |
| Book Page | 0I4150/000166 |
| Instrument | 178 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 19, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | May 10, 2017 |
| Property Address | 3451 SUNBRITE DR, COVINGTON, KY 41015-4238 |
| Document Number | 0000000011 |
| Book / Page | 0I3937 / 000004 |
| Instrument Date | May 05, 2017 |
| Instrument | 11 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2017 |
| Title Company | HOMESTEAD TITLE COMPANY, HOMESTEAD TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $305.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3451 SUNBRITE DR COVINGTON KY 410154238, COVINGTON, KY 41015-4238 |
| Document Number | 12 |
|---|---|
| Date | May 10, 2017 |
| Book Page | 0I3937/000007 |
| Instrument | 12 |
| Name | VICTORY CMNTY BK |
|---|---|
| Type | Bank |
| Address | FORT MITCHELL, KY 41017 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 09, 2047 |
Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Kenton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,400.00 (+24.6%) | $545,000 (+34.04%) Land $40,000 Building $505,000 | $545,000 (+34.04%) Land $40,000 Building $505,000 |
| 2023 | $4,334.00 (-2.39%) | $406,600 (-) Land $40,000 Building $366,600 | $406,600 (-) Land $40,000 Building $366,600 |
| 2022 | $4,440.00 | $406,600 Land $40,000 Building $366,600 | $406,600 Land $40,000 Building $366,600 |
Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211170653004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Nearby Flood Policies | 1 in force 1 of 1 on primary residences |
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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