3446 Sunbrite Dr, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 3446 Sunbrite Dr, Covington, KY 41015 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms4 Baths
Year BuiltBuilt 2002
Square Footage3,848 sqft Finished Area
Lot Size13,939 sqft (0.319 acres)
OccupancyOwner Occupied
Last Sale$552,500 (2023)
Tax Bill$5,475.00 (2025)

Property Details

APN / Parcel Number

Primary APN045-00-02-032.00

Interior

Bedrooms4 Beds
Full Baths4 Baths
Partial Baths1 Partial Baths
Building Area3,848 sqft Finished Area
Gross Area4,328 sqft Gross Area
Stories2 Stories

Exterior

Year BuiltBuilt 2002
Exterior MaterialBrick Exterior
Foundation TypeConcrete Foundation
Roof MaterialComposition Shingle Roof
Lot Area13,939 sqft (0.319 acres)
Parking Spaces2 Parking Spaces
Garage TypeBasement Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating
Heating FuelGas Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Old Parcel Number0450002032.00
Street Address3446 SUNBRITE DR
CityCOVINGTON
StateKY
Zip41015-2357
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCOUNTRY GARDEN EST SEC 1 PT LOT 32
Legal SubdivisionCOUNTRY GARDEN ESTS
Legal Phase1
Legal Lot Number32
JurisdictionKENTON KY
Minor Civil DivisionCOVINGTON
Census Blockgroup4
Census Block4007
Census Tract65300

Owner

Source: Kenton County records · APN 045-00-02-032.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address3446 SUNBRITE DR, COVINGTON, KY 41015-2357
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 18, 2025Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Jun 19, 2023Warranty Deed, Transfer · Conventional Mortgage
FIRST FINANCIAL BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 19, 2023 · Amount on Record
Deed SaleJun 19, 2023 · Amount on Record
Prior SaleOct 03, 2016 · Amount on Record
Deed Doc Number0000231769
Deed Book / Page231 / 769
Record RefreshedJun 08, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address3446 SUNBRITE DR, COVINGTON, KY 41015-2357
Transaction TypeMortgage
Record UpdatedJan 08, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address3446 SUNBRITE DR, COVINGTON, KY 41015-2357

Mortgage

Document Number0005900091
DateDec 18, 2025
Book PageKCM 718/365
Instrument25121805900091
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressIRVINE, CA 92618
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2055
Interest
Rate TypeAdjustable Rate
Rate5.12%
Type Change DateDec 01, 2030
Change Frequency6 Months
Min Rate At Change3.12%
Max Rate At Change7.12%
IndexSOFR Average 30-Day
Max Rate10.1%

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateJun 19, 2023
Property Address3446 SUNBRITE DR, COVINGTON, KY 41015-2357
Document Number0005900055
Book / PageKC 231 / 769
Map ReferenceSL A-342
Instrument DateJun 15, 2023
Instrument23061905900055
Transaction TypeTransfer
Record UpdatedJan 05, 2024
Title Company360 AMERICAN TITLE SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address3929 PUMA DR, AVON PARK, FL 33825-7802

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address3446 SUNBRITE DR, COVINGTON, KY 41015-2357

Mortgage

Document Number0005900056
DateJun 19, 2023
Book PageKCM 469/931
Instrument23061905900056
Lender
NameFIRST FINANCIAL BANK
TypeBank
AddressCINCINNATI, OH 45246
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2053
Interest
Rate TypeAdjustable Rate
Rate5.87%
Type Change DateJul 01, 2030
Change Frequency6 Months
Min Rate At Change3.87%
Max Rate At Change7.87%
IndexOther
Margin3
Max Rate11.8%

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,475.00 (+19.91%)$552,500 (+28.97%) Land $40,000 Building $512,500$552,500 (+28.97%) Land $40,000 Building $512,500
2023$4,566.00 (-2.39%)$428,400 (-) Land $40,000 Building $388,400$428,400 (-) Land $40,000 Building $388,400
2022$4,678.00$428,400 Land $40,000 Building $388,400$428,400 Land $40,000 Building $388,400

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