3455 Sparco Dr, Crestview, FL 32539 Property Records

Okaloosa County property record for 3455 Sparco Dr, Crestview, FL 32539

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,946 sqft · built 2011
Lot Size	0.536 acres (23,353 sqft)
Owner	2 Individual Names on Record
Last Sale	$319,000 (Aug 2026)
Tax Bill	$2,059 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Jul 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C56-001-015-9020-6`

Property Details

APN / Parcel Number

Primary APN	`C56-001-015-9020-6`
Alternative APNs	`24-4N-23-1010-000F-0100` `23N4241010000F0100`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,946 sqft Living Area
Gross Area	2,604 sqft
1st Floor Area	1,946 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	23,353 sqft (0.536 acres)
Garage Type	Attached
Garage Area	462 sqft
Porch	Finished/Open Porch
Porch Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3455 SPARCO DR
City	CRESTVIEW
State	FL
Zip	32539-5435
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ASHTIN ESTATES LOT 10 BLK F
Legal Range	23W
Legal Township	04N
Legal Section	24
Legal Subdivision	ASHTIN ESTATES
Legal Block	F
Legal Lot Number	10
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	1
Census Block	1025
Census Tract	20305

Owner

Source: Okaloosa County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3455 SPARCO DR, CRESTVIEW, FL 32539-5435
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2026	Warranty Deed, Transfer · Conventional Mortgage CARRINGTON MORTGAGE SERVICES LLC
Jul 6, 2021	Warranty Deed, Transfer · VA Mortgage UNIVERSITY LENDING GROUP LLC
Sep 21, 2020	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
Jun 20, 2017	Warranty Deed, Transfer · VA Mortgage WATERSTONE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 6, 2026 · Amount on Record
Deed Sale	Aug 6, 2026 · Amount on Record
Prior Sale	Jul 6, 2021 · Amount on Record
Deed Document Number	20263831878
Prior Transfer Date	Mar 11, 2011
Prior Transfer Doc	0029773267
Record Updated	Sep 20, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Aug 6, 2026
Property Address	3455 SPARCO DR, CRESTVIEW, FL 32539-5435
Document Number	0003831878
Instrument Date	Aug 3, 2026
Instrument	20263831878
Transaction Type	Transfer
Record Updated	Aug 18, 2026
Title Company	TITLE COMPANY LLC, PENSACOLA TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$225,533.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3455 SPARCO DR, CRESTVIEW, FL 32539-5435

Mortgage

Document Number	0003831879,
Date	Aug 6, 2026
Instrument	20263831879

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Aug 1, 2051

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jul 6, 2021
Property Address	3455 SPARCO DR, CRESTVIEW, FL 32539-5435
Document Number	0035581311
Book / Page	3558 / 1311
Map Reference	MB 24 PG 64
Instrument Date	Jul 2, 2021
Instrument	3469159
Transaction Type	Transfer
Record Updated	Feb 24, 2023
Title Company	SETCO SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,820.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2285 MARSH HAWK LN APT 7201, 7201, FLEMING ISLAND, FL 32003-6390

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3455 SPARCO DR, CRESTVIEW, FL 32539-5435

Mortgage

Document Number	0035581313
Date	Jul 6, 2021
Instrument	3558/1313

Lender

Name	UNIVERSITY LENDING GROUP LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	3455 SPARCO DR, CRESTVIEW, FL 32539-5435
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22858 MARSHA HAWK LN, FLEMING ISLAND, FL 32003

Mortgage

Document Number	0034921819
Date	Sep 21, 2020
Book Page	3492/1819
Instrument	3391433

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jun 20, 2017
Property Address	3455 SPARCO DR, CRESTVIEW, FL 32539-5435
Document Number	0033043899
Book / Page	3304 / 3899
Map Reference	MB24 PG64
Instrument Date	May 31, 2017
Instrument	3142262
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	THE MAIN STREET LAND TITLE C

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2377 LAKE SILVER RD, 2377, CRESTVIEW, FL 32536-9343

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3455 SPARCO DR, CRESTVIEW, FL 32539-5435

Mortgage

Document Number	0003142263
Date	Jun 20, 2017
Instrument	3142263

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,059.00 (+6.19%) Homeowner's exemption	$239,503 (+5.99%)	$247,393 (+5.71%) Land $39,617 Building $207,776
2023	$1,939.00 (+2.43%) Homeowner's exemption	$225,974 (+3%)	$234,032 (+6.67%) Land $33,659 Building $200,373
2022	$1,893.00 Homeowner's exemption	$219,392 Land $31,457 Building $187,935	$219,392 Land $31,457 Building $187,935

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2014–2020)
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AUBURN WATER SYSTEM public/private · serves 22,903 people · EPA ID FL1460035
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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