3450 Sparco Dr, Crestview, FL 32539 Property Records

Okaloosa County property record for 3450 Sparco Dr, Crestview, FL 32539

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,327 sqft · built 2021
Lot Size	0.579 acres (25,253 sqft)
Owner	Individual Name on File
Last Sale	$263,900 (Jan 2021)
Tax Bill	$2,722 (2025)
Deeds & Mortgages	Dec 2023 Second Mortgage Jan 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C56-001-015-8970-3`

Property Details

APN / Parcel Number

Primary APN	`C56-001-015-8970-3`
Alternative APN	`24-4N-23-1010-000A-0010`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,327 sqft Heated Area
Gross Area	3,157 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Exterior Material	Brick
Roof Type	Cathedral/Clerestory
Roof Material	Wood
Lot Area	25,253 sqft (0.579 acres)
Garage Type	Finished
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	3450 SPARCO DR
City	CRESTVIEW
State	FL
Zip	32539-5437
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ASHTIN ESTATES LOT 1 BLK A
Legal Range	23
Legal Township	04N
Legal Section	24
Legal Subdivision	ESTATES
Legal Block	A
Legal Lot Number	1
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	1
Census Block	1022
Census Tract	20305

Owner

3450 Sparco Dr is owned and occupied by an individual who bought it in January 2021.

Source: Okaloosa County records, as of December 8, 2025

Owner of Record	Individual Name on File
Mailing Address	3450 SPARCO DR, CRESTVIEW, FL 32539-5437
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Jan 29, 2021	Special Warranty Deed, Subdivision Related Transfer · VA Mortgage DHI MORTGAGE COMPANY LTD
Jun 19, 2020	Warranty Deed, Transfer DHI TITLE/FL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 29, 2021 · Amount on File
Deed Sale	Jan 29, 2021 · Amount on File
Prior Sale	Oct 18, 2013 · Amount on File
Deed Document Number	3425850
Deed Book / Page	3521 / 4411
Record Updated	Jun 8, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	3450 SPARCO DR, CRESTVIEW, FL 32539-5437
Transaction Type	Mortgage
Record Updated	Jan 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3450 SPARCO DR, CRESTVIEW, FL 32539-5437

Mortgage

Document Number	0003661636
Date	Dec 12, 2023
Instrument	3661636

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

January 2021: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jan 29, 2021
Property Address	3450 SPARCO DR, CRESTVIEW, FL 32539-5437
Document Number	0035214411
Book / Page	3521 / 4411
Map Reference	MB 24 PG 64-66
Instrument Date	Jan 26, 2021
Instrument	3425850
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 24, 2023
Title Company	DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,847.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25366 PROFIT DR, DAPHNE, AL 36526-5126

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3450 SPARCO DR, CRESTVIEW, FL 32539-5437

Mortgage

Document Number	0035214412
Date	Jan 29, 2021
Instrument	3521/4412

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jun 19, 2020
Property Address	3450 SPARCO DR, CRESTVIEW, FL 32539-5437
Document Number	0034694751
Book / Page	003469 / 004751
Instrument Date	Jun 18, 2020
Instrument	3366878
Transaction Type	Transfer
Record Updated	Aug 6, 2020
Title Company	DHI TITLE/FL INC

Transaction

Amount	Amount on Record
Tax	$10,906.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	25366 PROFIT DR DAPHNE AL 365265126, DAPHNE, AL 36526-5126

Tax Assessment & Valuation

The 2025 property tax bill for 3450 Sparco Dr was $2,722 with a homeowner's exemption.

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,722.00 Homeowner's exemption	$309,184 Land $39,617 Building $269,567	$309,184 Land $39,617 Building $269,567
2023	$2,942.00 (+5.45%)	$294,311 (+6.69%) Land $33,659 Building $260,652	$294,311 (+6.69%) Land $33,659 Building $260,652
2022	$2,790.00	$275,862 Land $31,457 Building $244,405	$275,862 Land $31,457 Building $244,405

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3450 Sparco Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2014–2020)
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3450 Sparco Dr is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 81% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AUBURN WATER SYSTEM public/private · serves 22,903 people · EPA ID FL1460035
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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