3454 Sparco Dr, Crestview, FL 32539 Property Records

Okaloosa County property record for 3454 Sparco Dr, Crestview, FL 32539

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,820 sqft · built 2018
Lot Size	0.512 acres (22,310 sqft)
Owner	2 Individual Names on Record
Last Sale	$355,000 (Mar 2024)
Tax Bill	$1,314 (2025)
Deeds & Mortgages	Mar 2024 Sale Oct 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`C56-001-015-8972-9`

Property Details

APN / Parcel Number

Primary APN	`C56-001-015-8972-9`
Alternative APNs	`24-4N-23-1010-000A-0030` `23N4241010000A0030`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,820 sqft Living Area
Gross Area	2,536 sqft
1st Floor Area	1,820 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	22,310 sqft (0.512 acres)
Garage Type	Attached
Garage Area	484 sqft
Porch	Finished/Open Porch
Porch Area	232 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3454 SPARCO DR
City	CRESTVIEW
State	FL
Zip	32539-5437
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ASHTIN ESTATES LOT 3 BLK A
Legal Range	23W
Legal Township	04N
Legal Section	24
Legal Subdivision	ASHTIN ESTATES
Legal Block	A
Legal Lot Number	3
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	1
Census Block	1022
Census Tract	20305

Owner

Source: Okaloosa County records, as of January 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3454 SPARCO DR, CRESTVIEW, FL 32539-5437
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2024	Warranty Deed, Transfer
Oct 7, 2021	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Nov 3, 2022	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Nov 18, 2020	Loan Modification, Mortgage · VA Mortgage USAA
Apr 3, 2019	Warranty Deed, Subdivision Related Transfer · VA Mortgage USAA FSB
Nov 30, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 27, 2024 · Amount on Record
Deed Sale	Mar 27, 2024 · Amount on Record
Prior Sale	Nov 3, 2022 · Amount on Record
Deed Document Number	20243678874
Prior Transfer Date	Nov 29, 2017
Prior Transfer Doc	0033273531
Record Updated	Jun 8, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Mar 27, 2024
Property Address	3454 SPARCO DR, CRESTVIEW, FL 32539-5437
Document Number	0003678874
Map Reference	MB 24 PGS 64 65 AND
Instrument Date	Feb 8, 2024
Instrument	3678874
Transaction Type	Transfer
Record Updated	May 6, 2024

Transaction

Amount	Amount Recorded
Tax	$2,485.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2487, BROOKFIELD, WI 53008

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3454 SPARCO DR, CRESTVIEW, FL 32539-5437

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	3454 SPARCO DR, CRESTVIEW, FL 32539-5437
Transaction Type	Mortgage
Record Updated	Feb 24, 2023
Title Company	MTI TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3454 SPARCO DR, CRESTVIEW, FL 32539-5437

Mortgage

Document Number	0035790810
Date	Oct 7, 2021
Book Page	3579/810
Instrument	3495180

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89074

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Nov 3, 2022
Property Address	3454 SPARCO DR, CRESTVIEW, FL 32539-5437
Document Number	0036494445
Book / Page	3649 / 4445
Map Reference	MB 24 PG 64-66
Instrument Date	Oct 31, 2022
Instrument	3588937
Transaction Type	Transfer
Record Updated	Feb 24, 2023
Title Company	SETCO SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,376.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8306 RUGGLES ST, OMAHA, NE 68134-4242

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1112 SUNSET TER, MILTON, WV 25541-1041

Mortgage

Document Number	0036494447
Date	Nov 3, 2022
Instrument	3649/4447

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2052

November 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OKALOOSA FL
Property Address	3454 SPARCO DR, CRESTVIEW, FL 32539-5437
Document Number	0035103859
Instrument Date	Nov 18, 2020
Transaction Type	Mortgage
Record Updated	Dec 31, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3454 SPARCO DR CRESTVIEW FL 325395437, CRESTVIEW, FL 32539-5437

Mortgage

Document Number	0035103859
Date	Dec 8, 2020
Book Page	003510/003859
Instrument	3413291

Lender

Name	USAA
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 7, 2050

Interest

Rate	3.37%

April 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Apr 3, 2019
Property Address	3454 SPARCO DR, CRESTVIEW, FL 32539-5437
Document Number	0033920744
Book / Page	3392 / 0744
Map Reference	MB 24 PG 64-66
Instrument Date	Apr 1, 2019
Instrument	3268955
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 10, 2022
Title Company	MOULTON LAND TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,575.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	750 INDUSTRIAL DR, 750, CRESTVIEW, FL 32539-2207

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3454 SPARCO DR, CRESTVIEW, FL 32539-5437

Mortgage

Document Number	0003268956
Date	Apr 3, 2019
Instrument	3268956

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OKALOOSA FL
Recording Date	Nov 30, 2017
Property Address	3454 SPARCO DR, CRESTVIEW, FL 32539-5437
Document Number	0033273531
Book / Page	003327 / 003531
Instrument Date	Nov 16, 2017
Instrument	3174731
Transaction Type	Transfer
Record Updated	Jan 3, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	750 INDUSTRIAL DR CRESTVIEW FL 325392207, CRESTVIEW, FL 32539-2207

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,314.00 (-35.3%)	$161,300 (-31.5%)	$248,905 (+5.7%) Land $39,617 Building $209,288
2023	$2,031.00 (-9.85%) Homeowner's exemption	$235,479 (+6.69%) Land $33,659 Building $201,820	$235,479 (+6.69%) Land $33,659 Building $201,820
2022	$2,253.00	$220,712 Land $31,457 Building $189,255	$220,712 Land $31,457 Building $189,255

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2014–2020)
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AUBURN WATER SYSTEM public/private · serves 22,903 people · EPA ID FL1460035
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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