3455 Banning Rd, Cincinnati, OH 45239 Property Records

Hamilton County property record for 3455 Banning Rd, Cincinnati, OH 45239

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,130 sqft · built 1950
Lot Size	0.564 acres (24,568 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Mar 2018)
Tax Bill	$4,964 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Mar 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`510-0081-0005-00`

Property Details

APN / Parcel Number

Primary APN	`510-0081-0005-00`
Alternative APN	`0010902`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,130 sqft Living Area
Gross Area	3,660 sqft
1st Floor Area	1,830 sqft
Basement Area	1,830 sqft
Finished Basement	300 sqft
Unfinished Basement	1,530 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	24,568 sqft (0.564 acres)
Garage Type	Basement
Garage Area	200 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	133 sqft
Deck Area	Deck Area
Patio Area	204 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	3455 BANNING RD
City	CINCINNATI
State	OH
Zip	45239-5210
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SS BANNING 0.569 AC R1E-T2-S7 PARS 5-434 CONS
Jurisdiction	HAMILTON OH
Township / Civil Division	COLERAIN
Census Block Group	3
Census Block	3002
Census Tract	20764

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3455 BANNING RD, CINCINNATI, OH 45239-5210
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage RIVER CITY MORTGAGE LLC
Mar 9, 2018	Warranty Deed, Transfer · FHA Mortgage CENTURY LNDG
May 18, 2017	Grant Deed, Transfer OMEGA TITLE SERVICES, OMEGA TITLE AGCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 9, 2018 · Amount on Record
Deed Sale	Mar 9, 2018 · Amount on Record
Prior Sale	May 18, 2017 · Amount on Record
Deed Document Number	201819552
Prior Transfer Date	Dec 1, 2005
Prior Transfer Doc	0000000657
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3455 BANNING RD, CINCINNATI, OH 45239-5210
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013426
Date	Feb 1, 2021
Book Page	14345/966
Instrument	2021-0013426

Lender

Name	RIVER CITY MORTGAGE LLC
Type	Mortgage Company
Address	CINCINNATI, OH 45242

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Feb 1, 2048

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Mar 9, 2018
Property Address	3455 BANNING RD, CINCINNATI, OH 45239-5210
Document Number	0000019552
Book / Page	013621 / 000160
Instrument Date	Feb 28, 2018
Instrument	19552
Transaction Type	Transfer
Record Updated	May 1, 2018
Title Company	MATINGLY FORD TITLE SERVICES LLC, MATINGLY FORD TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3455 BANNING RD CINCINNATI OH 452395210, CINCINNATI, OH 45239-5210

Mortgage

Document Number	19554
Date	Mar 9, 2018
Book Page	013621/000164
Instrument	19554

Lender

Name	CENTURY LNDG
Address	LOUISVILLE, KY 40223

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 8, 2048

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HAMILTON OH
Recording Date	May 18, 2017
Property Address	3455 BANNING RD, CINCINNATI, OH 45239-5210
Document Number	0000044676
Book / Page	013420 / 001361
Instrument Date	May 2, 2017
Instrument	44676
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	OMEGA TITLE SERVICES, OMEGA TITLE AGCY

Transaction

Amount	Amount Recorded
Tax	$293.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4079 RIDGEDALE DR CINCINNATI OH 452476950, CINCINNATI, OH 45247-6950

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Colerain Township
Unified School District	Northwest Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,964.00 (+5.04%)	$84,025 (-) Land $15,103 Building $68,922	$240,070 (-) Land $43,150 Building $196,920
2024	$4,726.00 (+1.16%)	$84,025 (-) Land $15,103 Building $68,922
2023	$4,672.00 (-1.79%)	$84,025 (+20.03%) Land $15,103 Building $68,922	$240,070 (+20.04%) Land $43,150 Building $196,920
2022	$4,757.00	$70,001 Land $14,256 Building $55,745
2020			$200,000 Land $40,730 Building $159,270

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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