3465 Banning Rd, Cincinnati, OH 45239 Property Records

Hamilton County property record for 3465 Banning Rd, Cincinnati, OH 45239

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,360 sqft · built 1950
Lot Size	1.22 acres (53,492 sqft)
Owner	Individual Name on Record
Last Sale	$180,000 (Jul 2016)
Tax Bill	$4,503 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`510-0081-0001-00`

Property Details

APN / Parcel Number

Primary APN	`510-0081-0001-00`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,360 sqft Living Area
Gross Area	4,280 sqft
1st Floor Area	2,360 sqft
Basement Area	1,920 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	53,492 sqft (1.22 acres)
Lot Dimensions	200 ft deep x 184 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	92 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	3465 BANNING RD
City	CINCINNATI
State	OH
Zip	45239-5210
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BANNING RD 184.45 X 200 IRR R1- T2- S7- PARS 1-4 CONS
Jurisdiction	HAMILTON OH
Township / Civil Division	COLERAIN
Census Block Group	3
Census Block	3002
Census Tract	20764

Owner

Source: Hamilton County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3465 BANNING RD, CINCINNATI, OH 45239-5210
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2023	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK
Mar 16, 2022	Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE
May 16, 2019	Loan Modification, Mortgage · FHA Mortgage MISCELLANEOUS GOVT AGCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2016 · Amount on Record
Deed Sale	Jul 7, 2016 · Amount on Record
Deed Document Number	201661336
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3465 BANNING RD, CINCINNATI, OH 45239-5210
Transaction Type	Mortgage
Record Updated	Oct 19, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3465 BANNING RD, CINCINNATI, OH 45239-5210

Mortgage

Document Number	0000066883
Date	Sep 20, 2023
Book Page	15004/704
Instrument	2023-0066883

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Sep 1, 2063

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3465 BANNING RD, CINCINNATI, OH 45239-5210
Transaction Type	Mortgage
Record Updated	Apr 25, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3465 BANNING RD, CINCINNATI, OH 45239-5210

Mortgage

Document Number	0000027981
Date	Mar 16, 2022
Book Page	14625/1428
Instrument	2022-0027981

Lender

Name	MIDLAND MORTGAGE
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 1, 2052

May 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAMILTON OH
Property Address	3465 BANNING RD, CINCINNATI, OH 45239-5210
Document Number	0000048047
Instrument Date	May 16, 2019
Transaction Type	Mortgage
Record Updated	Oct 2, 2019
Title Company	CORELOGIC-SOLUTIONS EXPRESS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3465 BANNING RD CINCINNATI OH 452395210, CINCINNATI, OH 45239-5210

Mortgage

Document Number	0000048047
Date	Jun 18, 2019
Book Page	013941/001078
Instrument	48047

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 17, 2049

Interest

Rate	5%

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Colerain Township
Unified School District	Northwest Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,503.00 (+5.06%)	$79,919 (-) Land $19,796 Building $60,123	$228,340 (-) Land $56,560 Building $171,780
2024	$4,286.00 (-0.51%)	$79,919 (-) Land $19,796 Building $60,123
2023	$4,308.00 (+8.13%)	$79,919 (+32.58%) Land $19,796 Building $60,123	$228,340 (+32.58%) Land $56,560 Building $171,780
2022	$3,984.00 Homeowner's exemption	$60,281 Land $18,683 Building $41,598
2020			$172,230 Land $53,380 Building $118,850

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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