Hamilton County property record for 3428 Banning Rd, Cincinnati, OH 45239
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,140 sqft · built 2003 |
| Lot Size | 0.426 acres (18,557 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $232,900 (Oct 2003) |
| Tax Bill | $6,101 (2025) |
| Deeds & Mortgages | Feb 2022 Line of Credit Feb 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 510-0083-0565-00 |
| Primary APN | 510-0083-0565-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,140 sqft Living Area |
| 1st Floor Area | 1,140 sqft |
| 2nd Floor Area | 1,000 sqft |
| Basement Area | 1,120 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 18,557 sqft (0.426 acres) |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 3428 BANNING RD |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45239-5211 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NS BANNING RD 0.426 AC R1-T2-S7 |
| Legal Range | 01 |
| Legal Township | 02 |
| Legal Section | 07 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | COLERAIN |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 20764 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3428 BANNING RD, CINCINNATI, OH 45239-5211 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 11, 2022 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA |
| Feb 11, 2022 | Deed of Trust, Mortgage FIFTH THIRD BANK NA |
| Jul 21, 2025 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA |
| Nov 18, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 8, 2003 · Amount on Record |
| Deed Sale | Oct 8, 2003 · Amount on Record |
| Prior Sale | Aug 10, 2002 · Amount on Record |
| Deed Document Number | 03-506173 |
| Deed Book / Page | 8994 / 00552 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3428 BANNING RD, CINCINNATI, OH 45239-5211 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3428 BANNING RD, CINCINNATI, OH 45239-5211 |
| Document Number | 0000015748 |
|---|---|
| Date | Feb 11, 2022 |
| Book Page | 14603/1714 |
| Instrument | 2022-0015748 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Nov 25, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3428 BANNING RD, CINCINNATI, OH 45239-5211 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000015747 |
|---|---|
| Date | Feb 11, 2022 |
| Book Page | 14603/1709 |
| Instrument | 2022-0015747 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Amount | Amount Recorded |
|---|---|
| Term | 178 Months |
| Due | Dec 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3428 BANNING RD, CINCINNATI, OH 45239-5211 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3428 BANNING RD, CINCINNATI, OH 45239-5211 |
| Document Number | 0000054265 |
|---|---|
| Date | Jul 21, 2025 |
| Book Page | 15461/850 |
| Instrument | 2025-0054265 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jun 25, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3428 BANNING RD, CINCINNATI, OH 45239-5211 |
| Document Number | 0000002077 |
| Instrument Date | Nov 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3428 BANNING RD CINCINNATI OH 452395211, CINCINNATI, OH 45239-5211 |
| Document Number | 0000002077 |
|---|---|
| Date | Jan 7, 2020 |
| Book Page | 014078/002399 |
| Instrument | 2077 |
| Name | FIFTH THIRD BK NA |
|---|---|
| Address | CINCINNATI, OH 45263 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 6, 2040 |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Colerain Township |
| Unified School District | Northwest Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,101.00 (+7.89%) | $105,984 (-) Land $12,765 Building $93,219 | |
| 2024 | $5,655.00 (-0.62%) | $105,984 (-) Land $12,765 Building $93,219 | |
| 2023 | $5,690.00 (-0.28%) | $105,984 (+22.24%) Land $12,765 Building $93,219 | $302,810 (+22.24%) Land $36,470 Building $266,340 |
| 2022 | $5,706.00 Homeowner's exemption | $86,702 Land $12,047 Building $74,655 | |
| 2020 | $247,720 Land $34,420 Building $213,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 495 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures