3453 E Greensmith St, Saint Charles, MO 63301 Property Records

St. Charles County property record for 3453 E Greensmith St, Saint Charles, MO 63301

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,436 sqft · built 2015
Lot Size	0.076 acres (3,311 sqft)
Owner	Individual Name on File
Tax Bill	$5,555 (2025)
Deeds & Mortgages	Dec 2025 Sale Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`T160500152`

Property Details

APN / Parcel Number

Primary APN	`T160500152`
Alternative APN	`5-116B-C215-00-2739.0000000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,436 sqft Living Area
Basement Area	1,008 sqft

Exterior

Year Built	Built 2015
Exterior Material	Siding
Lot Area	3,311 sqft (0.076 acres)
Garage Type	Attached
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	T160500152
Street Address	3453 E GREENSMITH ST
City	SAINT CHARLES
State	MO
Zip	63301-8239
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NEW TOWN AT ST CHAS #6-G-1 LOT 2739
Legal Range	05E
Legal Township	47N
Legal Subdivision	NEW TOWN AT ST CHAS #6-G-1
Legal Lot Number	2739
Jurisdiction	ST CHARLES MO
Township / Civil Division	RIVERS
Census Block Group	3
Census Block	3007
Census Tract	310201

Owner

Source: St. Charles County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3453 E GREENSMITH ST, SAINT CHARLES, MO 63301-8239
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2025	Beneficiary Deed, Transfer
Jun 9, 2020	Deed of Trust, Mortgage WELLS FARGO BK
Jul 17, 2018	Warranty Deed, Transfer WELLS FARGO BK
Feb 23, 2018	Deed of Trust, Mortgage NATIONS TITLE AGENCY/MO INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 17, 2018
Deed Sale	Jul 17, 2018
Prior Sale	Jul 17, 2018 · Amount on Record
Deed Document Number	0069491521
Deed Book / Page	006949 / 001521
Last Transfer Date	Dec 8, 2025
Transfer Doc	0000054868
Record Updated	Jun 8, 2026

December 2025: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST CHARLES MO
Recording Date	Dec 8, 2025
Property Address	3453 E GREENSMITH ST, SAINT CHARLES, MO 63301-8239
Document Number	0000054868
Map Reference	MB 48 PG 110
Instrument Date	Nov 18, 2025
Instrument	2025R-054868
Transaction Type	Transfer
Record Updated	Dec 24, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3453 E GREENSMITH ST, SAINT CHARLES, MO 63301-8239

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3453 E GREENSMITH ST, SAINT CHARLES, MO 63301-8239

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	3453 E GREENSMITH ST, SAINT CHARLES, MO 63301-8239
Document Number	0073231430
Instrument Date	Jun 9, 2020
Transaction Type	Mortgage
Record Updated	Aug 17, 2020
Title Company	US TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3453 E GREENSMITH ST ST CHARLES MO 633018239, ST CHARLES, MO 63301-8239

Mortgage

Document Number	0073231430
Date	Jun 17, 2020
Book Page	007323/001430
Instrument	414220

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Jun 16, 2040

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jul 17, 2018
Property Address	3453 E GREENSMITH ST, SAINT CHARLES, MO 63301-8239
Document Number	0069491521
Book / Page	006949 / 001521
Instrument Date	Jul 12, 2018
Instrument	403850
Transaction Type	Transfer
Record Updated	Aug 6, 2018
Title Company	US TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3453 E CREENSMITH ST CHARLES MO 63301, ST CHARLES, MO 63301

Mortgage

Document Number	69491525
Date	Jul 17, 2018
Book Page	006949/001525
Instrument	403870

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 16, 2048

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	3453 E GREENSMITH ST, SAINT CHARLES, MO 63301-8239
Document Number	0068850446
Instrument Date	Feb 23, 2018
Transaction Type	Mortgage
Record Updated	Apr 6, 2018
Title Company	NATIONS TITLE AGENCY/MO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3453 E GREENSMITH ST ST CHARLES MO 633018239, ST CHARLES, MO 63301-8239

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	Orchard Farm R-V School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,555.00	$85,241 (+1.2%)	$448,637 (+1.2%) Land $80,000 Building $368,637
2023		$84,229
2022			$443,311 Land $60,000 Building $383,311

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 564 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

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