St. Charles County property record for 3445 E Greensmith St, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,603 sqft · built 2015 |
| Lot Size | 0.066 acres (2,879 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $452,057 (Nov 2022) |
| Tax Bill | $4,764 (2025) |
| Deeds & Mortgages | Nov 2022 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | T100500235 |
| Primary APN | T100500235 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,603 sqft Living Area |
| Gross Area | 3,248 sqft |
| 1st Floor Area | 1,216 sqft |
| Basement Area | 816 sqft |
| Finished Basement | 571 sqft |
| Unfinished Basement | 245 sqft |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Bi-Level |
| Exterior Material | Siding |
| Lot Area | 2,879 sqft (0.066 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | T100500235 |
|---|---|
| Street Address | 3445 E GREENSMITH ST |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-8239 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NEW TOWN AT ST CHAS #6-G LOT 2737 |
| Legal Subdivision | NEW TOWN AT ST CHAS #6-G |
| Legal Lot Number | 2737 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | RIVERS |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 310201 |
Source: St. Charles County records, as of September 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3445 E GREENSMITH ST, SAINT CHARLES, MO 63301-8239 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 1, 2022 · Amount on Record |
| Deed Sale | Nov 1, 2022 · Amount on Record |
| Prior Sale | Aug 1, 2018 · Amount on Record |
| Deed Document Number | 202259470 |
| Prior Transfer Date | Jul 29, 2016 |
| Prior Transfer Doc | 0066320102 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Nov 1, 2022 |
| Property Address | 3445 E GREENSMITH ST, SAINT CHARLES, MO 63301-8239 |
| Document Number | 0000059470 |
| Map Reference | MB 46 PG 94 |
| Instrument Date | Oct 27, 2022 |
| Instrument | 2022R-059470 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2024 |
| Title Company | FREEDOM TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 129 ACTON ST UNIT 13, 13, MAYNARD, MA 01754-1261 |
| Name | Verified Name |
|---|---|
| Address | 3445 E GREENSMITH ST, SAINT CHARLES, MO 63301-8239 |
| Document Number | 0000059471 |
|---|---|
| Date | Nov 1, 2022 |
| Instrument | 2022R-059471 |
| Name | FIRST INTEGRITY MORTGAGE SERVICES I |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2052 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | Orchard Farm R-V School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $73,041 (-) | $384,425 (-) Land $80,000 Building $304,425 | |
| 2025 | $4,764.00 | $73,041 (+1.97%) | $384,425 (+1.97%) Land $80,000 Building $304,425 |
| 2023 | $71,628 | ||
| 2022 | $376,988 Land $60,000 Building $316,988 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 564 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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