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3417 E Greensmith St, Saint Charles, MO 63301 Property Records

St. Charles County property record for 3417 E Greensmith St, Saint Charles, MO 63301

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,032 sqft · built 2014
Lot Size0.1 acres (4,356 sqft)
OwnerIndividual Name on Record
Last Sale$263,309 (Sep 2014)
Tax Bill$4,824 (2025)
Deeds & MortgagesDec 2021 Line of Credit
May 2020 Mortgage
Flood ZoneZone X (moderate risk)
APNT070501022

Property Details

APN / Parcel Number

Primary APNT070501022
Alternative APN
  • 5-116B-A253-00-2823.0000000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,032 sqft Living Area
Basement Area816 sqft
Finished Basement486 sqft

Exterior

Year BuiltBuilt 2014
Architectural StyleTownhouse
Exterior MaterialSiding
Lot Area4,356 sqft (0.1 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Location & Zoning

Account NumberT070501022
Old Parcel NumberT070501022
Street Address3417 E GREENSMITH ST
CitySAINT CHARLES
StateMO
Zip63301-8238
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNEW TOWN AT ST CHARLES #6 LOT 2823
Legal Range05E
Legal Township47N
Legal SubdivisionNEW TOWN AT ST CHARLES #6
Legal Lot Number2823
JurisdictionST CHARLES MO
Township / Civil DivisionRIVERS
Census Block Group3
Census Block3008
Census Tract310201

Owner

Source: St. Charles County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address3417 E GREENSMITH ST, SAINT CHARLES, MO 63301-8238
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 1, 2021Deed of Trust, Mortgage · Line of Credit
FIRST COMMUNITY CU
May 11, 2020Deed of Trust, Mortgage · Conventional Mortgage
LAND-HOME FINANCIAL SERVICES

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 29, 2014 · Amount on Record
Deed SaleSep 29, 2014 · Amount on Record
Deed Document Number0006247516
Deed Book / Page6247 / 516
Record UpdatedJun 8, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address3417 E GREENSMITH ST, SAINT CHARLES, MO 63301-8238
Transaction TypeMortgage
Record UpdatedDec 14, 2021
Title CompanyCLEAR TITLE GROUP LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address3417 E GREENSMITH ST, SAINT CHARLES, MO 63301-8238

Mortgage

Document Number0000097362
DateDec 1, 2021
Instrument2021R-097362
Lender
NameFIRST COMMUNITY CU
TypeCredit Union
Address63003
Agreement
TypeLine of Credit
AmountAmount Recorded
Term179 Months
DueNov 1, 2036
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address3417 E GREENSMITH ST, SAINT CHARLES, MO 63301-8238
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTITLE PARTNER AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0072912494
DateMay 11, 2020
Book Page7291/2494
Instrument20200511000302150
Lender
NameLAND-HOME FINANCIAL SERVICES
TypeMortgage Company
AddressCONCORD, CA 94520
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2050

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictOrchard Farm R-V School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,824.00$73,964 (+2.87%)$389,284 (+2.87%) Land $96,000 Building $293,284
2023$71,902
2022$378,431 Land $72,000 Building $306,431

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES PWS
serves 78,961 people · EPA ID MO6010707
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 688 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000

May also be available: T-Mobile, Verizon.

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