3452 Emys Pl, Monrovia, MD 21770 Property Records

Frederick County property record for 3452 Emys Pl, Monrovia, MD 21770

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,522 sqft · built 1999
Lot Size	1.8 acres (78,844 sqft)
Owner	Individual Name on File
Last Sale	$640,000 (May 2021)
Tax Bill	$7,038 (2023)
Deeds & Mortgages	May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-309438`

Property Details

APN / Parcel Number

Primary APN	`09-309438`
Alternative APNs	`9309438` `309438`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,522 sqft Total Area
1st Floor Area	1,408 sqft
Basement Area	1,200 sqft
Finished Basement	1,200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	78,844 sqft (1.8 acres)
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Pool Area	560 sqft
Deck Area	304 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	309438
Old Parcel Number	9309438
Street Address	3452 EMYS PL
City	MONROVIA
State	MD
Zip	21770-8815
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 32 SECTION 5 PLAT 4-1.8171 ACRES ASHLEY ACRES
Legal Subdivision	ASHLEY ACRES
Legal Lot Number	32
Jurisdiction	FREDERICK MD
Township / Civil Division	9, NEW MARKET
Census Block Group	1
Census Block	1000
Census Tract	752102

Owner

3452 Emys Pl is owned and occupied by an individual who bought it in May 2021.

Source: Frederick County records, as of September 25, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3452 EMYS PL, MONROVIA, MD 21770-8815
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 24, 2021 · Amount on File
Deed Sale	May 24, 2021 · Amount on File
Prior Sale	Oct 1, 1999 · Amount on File
Deed Document Number	0000149161
Deed Book / Page	14916 / 1
Prior Transfer Date	May 21, 2021
Prior Transfer Doc	0149160001
Record Updated	Jun 7, 2026

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	May 21, 2021
Property Address	3452 EMYS PL, MONROVIA, MD 21770-8815
Document Number	0149160001
Book / Page	14916 / 1
Map Reference	MB 64 FO 142
Instrument Date	May 5, 2021
Transaction Type	Transfer
Record Updated	Jun 9, 2021
Title Company	LAKESIDE TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,600.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	3452 EMYS PL, MONROVIA, MD 21770-8815

Mortgage

Document Number	149169
Date	May 21, 2021
Instrument	14916/9

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$7,038.00	$587,967	$642,500 Land $171,200 Building $471,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3452 Emys Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3452 Emys Pl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250