3459 Emys Pl, Monrovia, MD 21770 Property Records

Frederick County property record for 3459 Emys Pl, Monrovia, MD 21770

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,238 sqft · built 1999
Lot Size	2.31 acres (101,059 sqft)
Owner	Trust Name on File
Last Sale	$835,000 (Dec 2021)
Tax Bill	$8,902 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-309535`

Property Details

APN / Parcel Number

Primary APN	`09-309535`
Alternative APNs	`9309535` `309535`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,238 sqft Living Area
Gross Area	3,898 sqft
1st Floor Area	1,779 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	101,059 sqft
Garage Type	Attached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	681 sqft
Porch	Open Porch
Porch Area	36 sqft
Deck Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	309535
Street Address	3459 EMYS PL
City	MONROVIA
State	MD
Zip	21770-8817
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 52 SECTION 5 PLAT 5-2.3273 ACRES ASHLEY ACRES
Legal Subdivision	ASHLEY ACRES SEC 05 05
Legal Lot Number	52
Jurisdiction	FREDERICK MD
Township / Civil Division	9, NEW MARKET
Census Block Group	1
Census Block	1000
Census Tract	752102

Owner

3459 Emys Pl is owner-occupied and held in a trust since December 2021.

Source: Frederick County records, as of August 7, 2026

Owner of Record	Trust Name on File
Mailing Address	3459 EMYS PL, MONROVIA, MD 21770-8817
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2021 · Amount on File
Deed Sale	Dec 29, 2021 · Amount on File
Prior Sale	Jul 29, 1999 · Amount on File
Deed Book / Page	15616 / 43
Prior Transfer Date	Aug 23, 2016
Prior Transfer Doc	0113630318
Record Updated	Sep 20, 2026

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Dec 29, 2021
Property Address	3459 EMYS PL, MONROVIA, MD 21770-8817
Document Number	0156160043
Book / Page	15616 / 43
Map Reference	MB 64 FO 143
Instrument Date	Dec 17, 2021
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	LEGACYHOUSE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,087.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3459 EMYS PL, MONROVIA, MD 21770-8817

Mortgage

Document Number	0001561650
Date	Dec 29, 2021
Instrument	15616/50

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Mortgage

Document Number	0156160066
Date	Dec 29, 2021
Book Page	15616/66

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 16, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 3459 Emys Pl was $8,902, up 6.3% from the year before.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$753,033 (+5.12%)	$789,700 (-) Land $218,200 Building $571,500
2025	$8,902.00 (+6.25%)	$716,367	$789,700 Land $218,200 Building $571,500
2024	$8,378.00 (+9.29%)
2023	$7,666.00	$641,533	$679,700 Land $175,800 Building $503,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3459 Emys Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3459 Emys Pl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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