Frederick County property record for 3458 Emys Pl, Monrovia, MD 21770
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,510 sqft · built 1999 |
| Lot Size | 1.71 acres (74,923 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $445,000 (Aug 2003) |
| Tax Bill | $6,837 (2025) |
| Deeds & Mortgages | Jan 2019 Mortgage Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-309497 |
| Primary APN | 09-309497 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,510 sqft Living Area |
| Gross Area | 2,910 sqft |
| 1st Floor Area | 1,400 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 74,923 sqft |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 196 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Account Number | 309497 |
|---|---|
| Street Address | 3458 EMYS PL |
| City | MONROVIA |
| State | MD |
| Zip | 21770-8815 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 37 SECTION 5 PLAT 5-1.7228 ACRES ASHLEY ACRES |
| Legal Subdivision | ASHLEY ACRES SEC 5 5 |
| Legal Lot Number | 37 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 9, NEW MARKET |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 752102 |
3458 Emys Pl is owned and occupied by two individuals who bought it in August 2003.
Source: Frederick County records, as of August 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3458 EMYS PL, MONROVIA, MD 21770-8815 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 24, 2019 | Deed of Trust, Mortgage · Commercial Mortgage SANDY SPRING BANK |
| Sep 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NORTH AMERICAN SVGS BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 11, 2003 · Amount on File |
| Deed Sale | Aug 11, 2003 · Amount on File |
| Prior Sale | May 18, 2000 |
| Deed Document Number | 20035557 |
| Deed Book / Page | 3998 / 700 |
| Transfer Doc | 0000002898 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 3458 EMYS PL, MONROVIA, MD 21770-8815 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | MARYLAND TITLE CENTER LLC |
| Name | Verified Name |
|---|
| Document Number | 0128100313 |
|---|---|
| Date | Jan 24, 2019 |
| Book Page | 12810/0313 |
| Name | SANDY SPRING BANK |
|---|---|
| Type | Bank |
| Address | OLNEY, MD 20832 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Jan 14, 2059 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 3458 EMYS PL, MONROVIA, MD 21770-8815 |
| Document Number | 0144840238 |
| Instrument Date | Sep 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2021 |
| Title Company | TRANSTAR NATIONAL TITLE, TRANSTAR NAT'L TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3458 EMYS PL MONROVIA MD 217708815, MONROVIA, MD 21770-8815 |
| Document Number | 0144840238 |
|---|---|
| Date | Jan 25, 2021 |
| Book Page | 014484/000238 |
| Name | NORTH AMERICAN SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | GRANDVIEW, MO 64030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 24, 2051 |
The 2025 property tax bill for 3458 Emys Pl was $6,837 with a homeowner's exemption.
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $603,933 | $634,200 Land $212,200 Building $422,000 | |
| 2025 | $6,837.00 | ||
| 2023 | $5,958.00 Homeowner's exemption | $511,667 | $543,400 Land $170,400 Building $373,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3458 Emys Pl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3458 Emys Pl is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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